976 3rd Ave N, Okanogan, WA 98840 Property Records

Okanogan County property record for 976 3rd Ave N, Okanogan, WA 98840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,981 sqft · built 1951
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$283,250 (Aug 2023)
Tax Bill	$2,875 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2020 Line of Credit + 2 more
APN	`1010060601`

Property Details

APN / Parcel Number

Primary APN	`1010060601`
Alternative APN	`838425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	2,509 sqft
1st Floor Area	1,163 sqft
Basement Area	818 sqft
Finished Basement	818 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	976 3RD AVE N
City	OKANOGAN
State	WA
Zip	98840-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX 1 LOT 6, PT LOT 7 BLK 6 ALORA ADD OKANOGAN
Legal Range	26
Legal Township	33
Legal Section	09
Legal Subdivision	ALORA ADD OKANOGAN
Legal Block	6
Legal Lot Number	6,7
Jurisdiction	OKANOGAN WA
Township / Civil Division	OKANOGAN
Census Block Group	1
Census Block	1030
Census Tract	970700

Owner

976 3rd Ave N is owned by an individual who bought it in August 2023.

Source: Okanogan County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 66, TONASKET, WA 98855-0066
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 5, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHER CU
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 9, 2020	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Deed Document Number	20233273714
Prior Transfer Date	Oct 8, 2020
Prior Transfer Doc	0003246761
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKANOGAN WA
Recording Date	Aug 31, 2023
Property Address	976 3RD AVE N, OKANOGAN, WA 98840-9631
Document Number	0003273714
Map Reference	MB E PG 23
Instrument Date	Aug 25, 2023
Instrument	3273714
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,828.88
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66, TONASKET, WA 98855-0066

Mortgage

Document Number	0003273715
Date	Aug 31, 2023
Instrument	3273715

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	976 3RD AVE N, OKANOGAN, WA 98840-9631
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003247601
Date	Nov 5, 2020
Instrument	3247601

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKANOGAN WA
Property Address	976 3RD AVE N, OKANOGAN, WA 98840-9631
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003248463
Date	Dec 3, 2020
Instrument	3248463

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

October 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OKANOGAN WA
Recording Date	Oct 9, 2020
Property Address	976 3RD AVE N, OKANOGAN, WA 98840-9631
Document Number	0003246761
Map Reference	VOL E PG 23
Instrument Date	Oct 8, 2020
Instrument	3246761
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 976 3rd Ave N was $2,875.

Source: Okanogan County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Okanogan County
Municipality	Okanogan City
Unified School District	Okanogan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,875.00	$310,500 Land $20,400 Building $290,100	$310,500 Land $20,400 Building $290,100
2023	$2,965.00	$282,200 (+17.73%) Land $20,400 Building $261,800	$282,200 (+17.73%) Land $20,400 Building $261,800
2022		$239,700 Land $20,400 Building $219,300	$239,700 Land $20,400 Building $219,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 976 3rd Ave N; there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	10 (1979–2011)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 3rd Ave N is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OKANOGAN WATER DEPARTMENT serves 3,817 people · EPA ID WA5363200
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Okanogan County PUD.

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