976 34th Ave SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 976 34th Ave SW, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,934 sqft · built 2022
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$359,540 (Jan 2023)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-27-00002-0030-00008.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-27-00002-0030-00008.0`
Alternative APN	`88876`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,934 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	131 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	790 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	976 34TH AVE SW
City	VERO BEACH
State	FL
Zip	32968-5052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	GROVENOR ESTATES UNIT 1 BLK 3 LOT 8 PBI 4-79
Legal Range	39E
Legal Township	33S
Legal Section	27
Legal Subdivision	GROVENOR ESTATES UNIT ONE
Legal Block	3
Legal Lot Number	8
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1006
Census Tract	50707

Owner

976 34th Ave SW is owned and occupied by two individuals who bought it in January 2023.

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	976 34TH AVE SW, VERO BEACH, FL 32968-5052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on File
Deed Sale	Jan 17, 2023 · Amount on File
Prior Sale	Aug 15, 2014 · Amount on File
Deed Document Number	20231897
Deed Book / Page	3594 / 1438
Prior Transfer Date	May 8, 2014
Prior Transfer Doc	0027610786
Record Updated	Jun 8, 2026

January 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 17, 2023
Property Address	976 34TH AVE SW, VERO BEACH, FL 32968-5052
Document Number	0035941438
Book / Page	3594 / 1438
Map Reference	MB 4 PG 79
Instrument Date	Jan 12, 2023
Instrument	3120230001897
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2024
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,517.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 CULVER DR NE, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	976 34TH AVE SW, VERO BEACH, FL 32968-5052

Mortgage

Document Number	0035941439
Date	Jan 17, 2023
Book Page	3594/1439
Instrument	3120230001898

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 976 34th Ave SW was $5,199 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,199.00 Homeowner's exemption	$381,279	$385,988 Land $68,000 Building $317,988
2023	$5,205.00 (+1,056.67%)	$370,533 (+1,110.89%) Land $49,300 Building $321,233	$370,533 (+1,110.89%) Land $49,300 Building $321,233
2022	$450.00	$30,600 Land $30,600	$30,600 Land $30,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 976 34th Ave SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 34th Ave SW is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250