976 25th St, Vero Beach, FL 32960 Property Records

Indian River County property record for 976 25th St, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,191 sqft · built 1971
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Jan 2026)
Tax Bill	$9,884 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-01-00005-0250-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-01-00005-0250-00009.0`
Alternative APN	`65152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,191 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,191 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	139 ft deep x 109 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	552 sqft
Driveway	Brick Driveway
Driveway Area	1,990 sqft

Exterior Amenities

Pool Area	360 sqft
Porch	Screened Porch
Porch Area	546 sqft
Patio Area	970 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	976 25TH ST
City	VERO BEACH
State	FL
Zip	32960-5016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLAT NO 6 OF ROYAL PARK PBI 1-13 BLK 25 LOTS 10 AND 11 DESC AS FOLL BEG AT THE SWLY COR OF LOT 9 ALSO BEING THE INTERSEC OF LOTS 9 AND 10 WITH 25TH ST AND RUN AL THE NLY LINE OF 25TH ST AS SHOWN ON SAID PLAT A DIS OF 12 FT TH RUN NLY TO A POINT ON TH
Legal Range	39E
Legal Township	33S
Legal Section	01
Legal Subdivision	ROYAL PARK
Legal Block	25
Legal Lot Number	10,11
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	3
Census Block	3002
Census Tract	50402

Owner

Source: Indian River County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	976 25TH ST, VERO BEACH, FL 32960-5016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK & TRUST COMPANY
Feb 13, 2024	Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO
Jun 18, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Feb 13, 2024 · Amount on Record
Deed Document Number	20263240
Deed Book / Page	3833 / 555
Last Transfer Date	Mar 26, 2026
Transfer Doc	0038550142
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 24, 2026
Property Address	976 25TH ST, VERO BEACH, FL 32960-5016
Document Number	0038550142
Book / Page	3855 / 142
Instrument Date	Mar 26, 2026
Instrument	202619418
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	976 25TH ST, VERO BEACH, FL 32960-5016

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 23, 2026
Property Address	976 25TH ST, VERO BEACH, FL 32960-5016
Document Number	0038330555
Book / Page	3833 / 555
Map Reference	MB 1 PG 13
Instrument Date	Jan 1, 2026
Instrument	3120260003240
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ATLANTIC COASTAL LAND TITLE COMPANY, ATLANTIC COASTAL LAND TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	970 WINDSONG WAY, VERO BEACH, FL 32963-2543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 25TH ST, VERO BEACH, FL 32960-5039

Mortgage

Document Number	0003833560
Date	Jan 23, 2026
Instrument	3833/560

Lender

Name	MARINE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 13, 2024
Property Address	976 25TH ST, VERO BEACH, FL 32960-5016
Document Number	0036772430
Book / Page	3677 / 2430
Map Reference	MB 1 PG 13
Instrument Date	Feb 9, 2024
Instrument	3120240006652
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$5,670.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 18, 2021
Property Address	976 25TH ST, VERO BEACH, FL 32960-5016
Document Number	0034342116
Book / Page	3434 / 2116
Map Reference	MB 1 PG 13
Instrument Date	Jun 7, 2021
Instrument	3120210044286
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$3,360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 HIGHWAY 169 S # S500, 600, MINNEAPOLIS, MN 55426-1205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 25TH ST, VERO BEACH, FL 32960-5039

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,884.00 (+53.5%) Homeowner's exemption	$644,879 (+45.46%) Land $132,054 Building $512,825	$644,879 (+16.71%) Land $132,054 Building $512,825
2023	$6,439.00 (+3.04%)	$443,332 (+3%)	$552,556 (+28.38%) Land $176,072 Building $376,484
2022	$6,249.00	$430,419 Land $107,600 Building $322,819	$430,419 Land $107,600 Building $322,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2011)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Tropical Storm Fay, Sep 2008 · 3 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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