9756 Mariners Watch Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 9756 Mariners Watch Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,458 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,081 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Aug 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`16358`

Property Details

APN / Parcel Number

Primary APN	`16358`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,458 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	730 sqft
Deck Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	9756 MARINERS WATCH LN
City	GLOUCESTER
State	VA
Zip	23061-0018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	WARE NECK PARCEL 5
Legal Subdivision	PLAT: PB21 927
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2021
Census Tract	100203

Owner

9756 Mariners Watch Ln, a single family home, is owned by two individuals.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 56, WARE NECK, VA 23178-0056
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9756 MARINERS WATCH LN, GLOUCESTER, VA 23061-0018
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180001785
Date	Apr 30, 2018
Instrument	180001785

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	9756 MARINERS WATCH LN, GLOUCESTER, VA 23061-0018
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220004305
Date	Aug 3, 2022
Instrument	220004305

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 9756 Mariners Watch Ln was $7,081, up 14.4% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,081.00 (+14.38%)	$1,214,570 (+20.45%) Land $383,920 Building $830,650	$1,214,570 (+20.45%) Land $383,920 Building $830,650
2025	$6,191.00 (+5.32%)	$1,008,350 (-) Land $313,250 Building $695,100	$1,008,350 (-) Land $313,250 Building $695,100
2024	$5,878.00	$1,008,350 (-) Land $313,250 Building $695,100	$1,008,350 (-) Land $313,250 Building $695,100
2023	$5,878.00 (+11.86%)	$1,008,350 (+39.12%) Land $313,250 Building $695,100	$1,008,350 (+39.12%) Land $313,250 Building $695,100
2022	$5,255.00	$724,830 Land $275,630 Building $449,200	$724,830 Land $275,630 Building $449,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9756 Mariners Watch Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9756 Mariners Watch Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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