9754 Live Oak Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9754 Live Oak Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,829 sqft · built 1955
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2021)
Tax Bill	$10,964 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`077-122-23`

Property Details

APN / Parcel Number

Primary APN	`077-122-23`
Alternative APN	`077-122-23-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,829 sqft Living Area
Gross Area	3,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,189 sqft (0.188 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	9754 LIVE OAK AVE
City	BEN LOMOND
State	CA
Zip	95005-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	EAST BEN LOMOND
Legal Block	2
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2014
Census Tract	120302

Owner

9754 Live Oak Ave is owned and occupied by an individual who bought it in March 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIMOTHY SANDRIK
Jan 15, 2019	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jan 15, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on File
Deed Sale	Mar 23, 2021 · Amount on File
Prior Sale	Jan 15, 2019 · Amount on File
Deed Document Number	202116757
Prior Transfer Date	Mar 15, 2021
Prior Transfer Doc	0000016757
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 23, 2021
Property Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Document Number	0000016757
Map Reference	VOL 1 PG 68
Instrument Date	Mar 15, 2021
Instrument	2021-0016757
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$330.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508

Mortgage

Document Number	0000016758
Date	Mar 23, 2021
Instrument	2021-0016758

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Document Number	0000001675
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COAST RANGE DR SCOTTS VALLEY CA 950664056, SCOTTS VALLEY, CA 95066-4056

Mortgage

Document Number	0000001675
Date	Jan 22, 2019
Instrument	1675

Lender

Name	TIMOTHY SANDRIK
Address	3000 GREEN MOUNTAIN DR # 107-31, BRANSON, MO 65616-4011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 15, 2019
Property Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Document Number	0000001201
Map Reference	VOL 1 PG 68
Instrument Date	Jan 9, 2019
Instrument	2019-0001201
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001203
Date	Jan 15, 2019
Instrument	2019-0001203

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 15, 2019
Property Address	9754 LIVE OAK AVE, BEN LOMOND, CA 95005-9508
Document Number	0000001202
Instrument Date	Dec 21, 2018
Instrument	1202
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9754 LIVE OAK AVE BEN LOMOND CA 950059508, BEN LOMOND, CA 95005-9508

Tax Assessment & Valuation

The 2025 property tax bill for 9754 Live Oak Ave was $10,964 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$933,021 (+2%) Land $563,226 Building $369,795
2025	$10,964.00 Homeowner's exemption	$914,726 Land $552,182 Building $362,544
2023	$10,610.00 (+2.39%)	$879,206 Land $530,740 Building $348,466	$931,050
2022	$10,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9754 Live Oak Ave in Zone X, an area of minimal flood risk, though there have been 39 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	39 (1981–2023)
Claims Outside the SFHA	6 of 39
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 14 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9754 Live Oak Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surfnet Communications, T-Mobile.

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