975 Wilson Rd, Mount Airy, GA 30563 Property Records

Habersham County property record for 975 Wilson Rd, Mount Airy, GA 30563

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,121 sqft · built 1999
Lot Size	2.92 acres (127,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Aug 2019)
Tax Bill	$2,955 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113 010B`

Property Details

APN / Parcel Number

Primary APN	`113 010B`
Alternative APNs	`677318` `407708`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,121 sqft Heated Area
Gross Area	3,349 sqft
1st Floor Area	1,121 sqft
Basement Area	1,118 sqft
Finished Basement	1,118 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	127,195 sqft (2.92 acres)
Lot Width	200 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Deck Area	28 sqft
Patio Area	318 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	407708
Street Address	975 WILSON RD
City	MOUNT AIRY
State	GA
Zip	30563-4235
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	10-146 TRK 5 PB 46-40 DB 1199-605
Legal Subdivision	HOLCOMB
Legal Tract	5
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1022
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 225, MOUNT AIRY, GA 30563-0225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL
Aug 9, 2019	Warranty Deed, Transfer
Aug 9, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019 · Amount on Record
Deed Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	20191453
Deed Book / Page	1199 / 145
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	975 WILSON RD, MOUNT AIRY, GA 30563-4235
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 WILSON RD, MOUNT AIRY, GA 30563-4235

Mortgage

Document Number	0000001326/0000000534
Date	Jan 3, 2023
Book Page	0000001326/0000000534

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 9, 2019
Property Address	975 WILSON RD, MOUNT AIRY, GA 30563-4235
Document Number	001199/605
Book / Page	1199 / 605
Instrument Date	Aug 9, 2019
Instrument	2019-001550
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 225, MOUNT AIRY, GA 30563-0225

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 9, 2019
Property Address	975 WILSON RD, MOUNT AIRY, GA 30563-4235
Document Number	001199/145
Book / Page	1199 / 145
Instrument Date	Aug 9, 2019
Instrument	2019-001453
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 225, MOUNT AIRY, GA 30563-0225

Mortgage

Document Number	0000001199/0000000147
Date	Aug 13, 2019
Book Page	0000001199/0000000147

Lender

Name	ACADEMY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Mount Airy Town
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,955.00 (-3.59%) Homeowner's exemption	$156,002 (+4.84%) Land $33,488 Building $122,514	$390,005 (+4.84%) Land $83,721 Building $306,284
2025	$3,065.00 Homeowner's exemption	$148,794 (+45.89%) Land $31,298 Building $117,496	$371,985 (+45.89%) Land $78,244 Building $293,741
2023	Homeowner's exemption	$101,988 (+20.59%) Land $16,352 Building $85,636	$254,970 (+20.59%) Land $40,880 Building $214,090
2022	Homeowner's exemption	$84,576 Land $11,244 Building $73,332	$211,440 Land $28,110 Building $183,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT AIRY serves 1,384 people · EPA ID GA1370005
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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