975 Walnut St, Macon, GA 31201 Property Records

Macon-Bibb County property record for 975 Walnut St, Macon, GA 31201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1920
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jun 2021)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`Q074-0079`

Property Details

APN / Parcel Number

Primary APN	`Q074-0079`
Alternative APN	`31329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Heated Area
1st Floor Area	1,424 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	107 ft deep x 34 ft wide

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	56 sqft
Patio Area	56 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31329
Street Address	975 WALNUT ST
City	MACON
State	GA
Zip	31201-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR-3
Legal Description	OLD CITY
Legal Subdivision	WALNUT FRANKLIN
Legal Block	87
Legal Lot Number	2
Jurisdiction	BIBB GA
Township / Civil Division	MACON WEST
Census Block Group	2
Census Block	2021
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Macon Historic District listed 1974 · 1,016 contributing resources · NRIS 74000658

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macon-Bibb County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 WALNUT ST, MACON, GA 31201-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 15, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 31, 2011 · Amount on Record
Deed Book / Page	10916 / 340
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIBB GA
Recording Date	May 12, 2026
Property Address	975 WALNUT ST, MACON, GA 31201-1906
Document Number	1243000203
Book / Page	12436 / 203
Instrument Date	Apr 29, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 WALNUT ST, MACON, GA 31201-1906
Investor	Possibly a Property Investor

Mortgage

Document Number	1243000203,
Date	May 12, 2026
Book Page	12436/203

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 25, 2046

Interest

Rate	6.46%
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIBB GA
Recording Date	Jun 15, 2021
Property Address	975 WALNUT ST, MACON, GA 31201-1906
Document Number	0109160340
Book / Page	10916 / 340
Map Reference	MB 2 PG 7
Instrument Date	Jun 15, 2021
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 COUNTRY LAKE DR, 357, MCDONOUGH, GA 30252-2695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 WALNUT ST, MACON, GA 31201-1906
Investor	Possibly a Property Investor

Mortgage

Document Number	0109160343
Date	Jun 15, 2021
Book Page	10916/343

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Macon-Bibb County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Municipality	Macon-Bibb County
Unified School District	Bibb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (-13.62%) Homeowner's exemption	$51,655 (+20.4%) Land $4,800 Building $46,855	$129,138 (+20.4%) Land $12,000 Building $117,138
2023	$1,270.00 (-4.94%)	$42,904 (+21.98%) Land $3,840 Building $39,064	$107,260 (+21.98%) Land $9,600 Building $97,660
2022	$1,336.00	$35,173 Land $4,298 Building $30,875	$87,933 Land $10,746 Building $77,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON WATER AUTHORITY serves 130,024 people · EPA ID GA0210001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, ClearWave.

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