975 W 25th St, Upland, CA 91784 Property Records

San Bernardino County property record for 975 W 25th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,311 sqft · built 1974
Lot Size	0.357 acres (15,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Aug 1998)
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1003-421-34-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-421-34-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,311 sqft Living Area
Gross Area	4,031 sqft
1st Floor Area	3,311 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Modern
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	15,540 sqft (0.357 acres)
Lot Dimensions	148 ft deep x 105 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	164 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	975 W 25TH ST
City	UPLAND
State	CA
Zip	91784-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	TRACT 6871 LOT 34
Legal Tract	6871
Legal Block	2
Legal Lot Number	34
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2001
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 W 25TH ST, UPLAND, CA 91784-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 1998 · Amount on Record
Deed Sale	Aug 21, 1998 · Amount on Record
Prior Sale	May 1, 1995 · Amount on Record
Deed Document Number	1998339564
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	975 W 25TH ST, UPLAND, CA 91784-1008
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 W 25TH ST, UPLAND, CA 91784-1008

Mortgage

Document Number	0000039292
Date	Feb 21, 2023
Instrument	2023-0039292

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	975 W 25TH ST, UPLAND, CA 91784-1008
Document Number	0000198459
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 W 25TH ST UPLAND CA 917841008, UPLAND, CA 91784-1008

Mortgage

Document Number	0000198459
Date	Jun 16, 2020
Instrument	198459

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$556,321 (+2%) Land $191,890 Building $364,431
2025	$5,989.00 (+4.9%) Homeowner's exemption	$545,412 (+4.04%) Land $188,127 Building $357,285
2023	$5,709.00 (+2.22%) Homeowner's exemption	$524,233 Land $180,822 Building $343,411
2022	$5,585.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1980–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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