975 Terra Ln, Franklin, IN 46131 Property Records

Johnson County property record for 975 Terra Ln, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,663 sqft · built 2022
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$423,438 (Nov 2022)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-08-22-043-067.000-009`

Property Details

APN / Parcel Number

Primary APN	`41-08-22-043-067.000-009`
Alternative APN	`00009115041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,663 sqft Living Area
1st Floor Area	2,663 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00009115041
Street Address	975 TERRA LN
City	FRANKLIN
State	IN
Zip	46131-6993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUFFS AT YOUNGS CREEK SEC 3 LOT 126 MP FRANKLIN COMMUNI
Legal Subdivision	BLUFFS AT YOUNGS CREEK SECTION 3
Legal Lot Number	126
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4000
Census Tract	610801

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 TERRA LN, FRANKLIN, IN 46131-6993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Aug 4, 2022	Limited Warranty Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	202225746
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Nov 23, 2022
Property Address	975 TERRA LN, FRANKLIN, IN 46131-6993
Document Number	2022025746
Map Reference	PB E PG 555
Instrument Date	Nov 18, 2022
Instrument	2022-025746
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 TERRA LN, FRANKLIN, IN 46131-6993

Mortgage

Document Number	2022025747
Date	Nov 23, 2022
Instrument	2022-025747

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

August 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 4, 2022
Property Address	975 TERRA LN, FRANKLIN, IN 46131-6993
Document Number	2022017268
Map Reference	IN 2022-005497 PB E
Instrument Date	Jul 14, 2022
Instrument	2022-017268
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ENTERPRISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9225 HARRISON PARK CT, INDIANAPOLIS, IN 46216-1089
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,087.00 (+4.23%) Homeowner's exemption	$391,400 (+27.78%) Land $28,800 Building $362,600	$391,400 (+27.78%) Land $28,800 Building $362,600
2024	$3,921.00 (+14.92%)
2023	$3,412.00	$306,300 Land $28,800 Building $277,500	$306,300 Land $28,800 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1990–2017)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Jul 2017 · other causes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 8 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: JC Fiber, Verizon.

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