975 Tahoe Ter, Cincinnati, OH 45238 Property Records

Hamilton County property record for 975 Tahoe Ter, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,104 sqft · built 1967
Lot Size	0.685 acres (29,839 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2021)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`540-0061-0305-00`

Property Details

APN / Parcel Number

Primary APN	`540-0061-0305-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,904 sqft
Basement Area	1,904 sqft
Finished Basement	200 sqft
Unfinished Basement	1,704 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,839 sqft (0.685 acres)
Lot Dimensions	233 ft deep x 37.1 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	56 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	975 TAHOE TER
City	CINCINNATI
State	OH
Zip	45238-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	TAHOE TER 37.09 X 233.77 IRR LOT 10 COVEDALE WEST SUB BLK E
Legal Subdivision	COVEDALE WEST SUB
Legal Block	E
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1001
Census Tract	21303

Owner

975 Tahoe Ter is owned by two individuals who acquired it in December 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2970 DECKEBACH AVE, CINCINNATI, OH 45220-2715
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREATER CINCINNATI CU INC
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit CENTERBANK
Dec 7, 2021	Affidavit, Transfer
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTERBANK
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on File
Deed Sale	Nov 15, 2021 · Amount on File
Prior Sale	Apr 28, 1998 · Amount on File
Deed Document Number	2021137917
Deed Book / Page	14544 / 2735
Last Transfer Date	Dec 6, 2021
Transfer Doc	0000146512
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	975 TAHOE TER, CINCINNATI, OH 45238-4146
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	CAMBRIDGE LAND TITLE AGENCY INC, CAMBRIDGE LAND TTL AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093812
Date	Aug 3, 2021
Book Page	14472/2003
Instrument	2021-0093812

Lender

Name	GREATER CINCINNATI CU INC
Type	Credit Union
Address	CINCINNATI, OH 45236

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	975 TAHOE TER, CINCINNATI, OH 45238-4146
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147813
Date	Dec 9, 2021
Book Page	14560/535
Instrument	2021-0147813

Lender

Name	CENTERBANK
Type	Bank
Address	MILFORD, OH 45150

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HAMILTON OH
Recording Date	Dec 7, 2021
Property Address	975 TAHOE TER, CINCINNATI, OH 45238-4146
Document Number	0000146512
Book / Page	14558 / 347
Map Reference	MB 130 PG 37-39
Instrument Date	Dec 6, 2021
Instrument	2021-0146512
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2970 DECKEBACH AVE, CINCINNATI, OH 45220-2715

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 15, 2021
Property Address	975 TAHOE TER, CINCINNATI, OH 45238-4146
Document Number	0000137917
Book / Page	14544 / 2735
Map Reference	MB 130 PG 37-39
Instrument Date	Nov 12, 2021
Instrument	2021-0137917
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	975 TAHOE TER, CINCINNATI, OH 45238-4146

Mortgage

Document Number	0000137918
Date	Nov 15, 2021
Instrument	2021-0137918

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	975 TAHOE TER, CINCINNATI, OH 45238-4146
Document Number	0000046215
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	975 TAHOE TER CINCINNATI OH 452384146, CINCINNATI, OH 45238-4146

Mortgage

Document Number	0000046215
Date	Jun 12, 2019
Book Page	013937/002087
Instrument	46215

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	144 Months
Due	Jun 11, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 975 Tahoe Ter was $5,303, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (+2.51%)	$89,250 (-) Land $10,255 Building $78,995	$255,000 Land $29,300 Building $225,700
2024	$5,173.00 (-0.31%)	$89,250 (-) Land $10,255 Building $78,995
2023	$5,189.00 (+26.1%)	$89,250 (+41.84%) Land $10,255 Building $78,995	$255,000 Land $29,300 Building $225,700
2022	$4,115.00 Homeowner's exemption	$62,923 Land $9,135 Building $53,788
2020			$179,780 Land $26,100 Building $153,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Tahoe Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jul 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Tahoe Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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