975 Taft Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 975 Taft Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,676 sqft · built 1959
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Company Names on Record
Last Sale	$765,000 (Feb 2022)
Tax Bill	$10,377 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`493-152-06-00`

Property Details

APN / Parcel Number

Primary APN	`493-152-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,676 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,300 sqft (0.145 acres)

Location & Zoning

Street Address	975 TAFT AVE
City	EL CAJON
State	CA
Zip	92020-6448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 191 TR 003772
Legal Subdivision	ALLENWOOD
Legal Tract	003772
Legal Block	1
Legal Lot Number	191
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	15301

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	975 TAFT AVE, EL CAJON, CA 92020-6448
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on Record
Deed Sale	Feb 10, 2022 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	202263874
Last Transfer Date	Jun 10, 2025
Transfer Doc	0000155878
Record Updated	Sep 20, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 10, 2022
Property Address	975 TAFT AVE, EL CAJON, CA 92020-6448
Document Number	0000063874
Map Reference	MAP 3772
Instrument Date	Feb 1, 2022
Instrument	2022-0063874
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 TAFT AVE, EL CAJON, CA 92020-6448

Mortgage

Document Number	0000063875
Date	Feb 10, 2022
Instrument	2022-0063875

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	975 TAFT AVE, EL CAJON, CA 92020-6448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148876
Date	Mar 23, 2020
Instrument	2020-0148876

Lender

Name	CITIBANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$828,052 (+2%) Land $339,709 Building $488,343
2025	$10,377.00 (+7.02%) Homeowner's exemption	$811,817 (+11.82%) Land $333,049 Building $478,768
2023	$9,696.00 (+135.23%) Homeowner's exemption	$726,000 Land $297,000 Building $429,000
2022	$4,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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