975 Stonecastle Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 975 Stonecastle Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,454 sqft · built 2008
Lot Size	3.02 acres (131,551 sqft)
Owner	Company Name on Record
Tax Bill	$14,781 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T070300656`

Property Details

APN / Parcel Number

Primary APN	`T070300656`
Alternative APN	`2-0043-A135-00-0033.0000000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,454 sqft Living Area
1st Floor Area	3,455 sqft
Basement Area	3,454 sqft
Finished Basement	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	131,551 sqft (3.02 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	240 sqft

Location & Zoning

Account Number	T070300656
Old Parcel Number	T070300656
Street Address	975 STONECASTLE DR
City	O FALLON
State	MO
Zip	63366-4764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONECASTLE LOT 33
Legal Range	02E
Legal Township	47N
Legal Subdivision	STONECASTLE
Legal Lot Number	33
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312095

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	975 STONECASTLE DR, COTTLEVILLE, MO 63366-4764
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2017	Deed of Trust, Mortgage · ARM FARMERS INSURANCE GROUP FCU
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS INSURANCE GROUP FCU
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 27, 2025
Deed Sale	Aug 27, 2025
Prior Sale	Mar 23, 2007 · Amount on Record
Deed Document Number	0000037502
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	975 STONECASTLE DR, O FALLON, MO 63366-4764
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067600836
Date	Jun 16, 2017
Book Page	6760/0836
Instrument	20170616000368260

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	LOS ANGELES, CA 90010

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	975 STONECASTLE DR, O FALLON, MO 63366-4764
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067661685
Date	Jun 29, 2017
Book Page	6766/1685
Instrument	20170629000397160

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union
Address	LOS ANGELES, CA 90010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 19, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 11, 2020
Property Address	975 STONECASTLE DR, O FALLON, MO 63366-4764
Document Number	0073690479
Book / Page	7369 / 479
Map Reference	MB 43 PG 288
Instrument Date	Aug 10, 2020
Instrument	20200811000575450
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 TECHNOLOGY DR # 117117, 2315, O FALLON, MO 63368-7370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 STONECASTLE DR, O FALLON, MO 63366-4764

Mortgage

Document Number	20200811000575460
Date	Aug 11, 2020
Instrument	20200811000575460

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,781.00	$242,439 (+9.56%)	$1,275,995 (+9.56%) Land $226,500 Building $1,049,495
2023		$221,286
2022			$1,164,663 Land $226,500 Building $938,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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