Giles County property record for 975 Simms Cove Dr, Pulaski, TN 38478
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,850 sqft · built 1986 |
| Lot Size | 0.238 acres (10,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $77,000 (Jul 1997) |
| Tax Bill | $1,138 (2025) |
| Deeds & Mortgages | May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028086I A 00208 |
| Primary APN | 028086I A 00208 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,850 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,373 sqft |
| Lot Dimensions | 126 ft deep x 81 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Driveway Area | 1,200 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 105 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 280 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 975 SIMMS COVE DR |
|---|---|
| City | PULASKI |
| State | TN |
| Zip | 38478-2016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: P27 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 920200 |
975 Simms Cove Dr is owned and occupied by an individual who bought it in July 1997.
Source: Giles County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 SIMMS COVE DR, PULASKI, TN 38478-2016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1997 · Amount on File |
| Deed Sale | Jul 9, 1997 · Amount on File |
| Deed Document Number | 0000283245 |
| Deed Book / Page | 283 / 245 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 975 SIMMS COVE DR, PULASKI, TN 38478-2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000121686 |
|---|---|
| Date | May 10, 2019 |
| Book Page | DT580/947 |
| Instrument | 19121686 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 975 Simms Cove Dr was $1,138, up 13.2% from the year before.
Source: Giles County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Municipality | Pulaski City |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,138.00 (+13.23%) | $41,725 (-) Land $4,625 Building $37,100 | |
| 2024 | $1,005.00 | $41,725 (-) Land $4,625 Building $37,100 | |
| 2023 | $1,005.00 | $41,725 (-) Land $4,625 Building $37,100 | |
| 2022 | $1,005.00 | $41,725 Land $4,625 Building $37,100 | $166,900 Land $18,500 Building $148,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 975 Simms Cove Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 975 Simms Cove Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PULASKI WATER SYSTEM serves 10,767 people · EPA ID TN0000562 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| PES Energize Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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