975 SE 40th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 975 SE 40th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 2022
Lot Size0.205 acres (8,973 sqft)
OwnerIndividual Name on File
Last Sale$332,000 (Dec 2022)
Tax Bill$3,134 (2025)
Deeds & MortgagesFeb 2022 Construction Loan
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-24-37-35-0010-00030-0080

Property Details

APN / Parcel Number

Primary APN1-24-37-35-0010-00030-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,428 sqft Heated Area
Gross Area1,986 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,973 sqft (0.205 acres)
Lot Dimensions107 ft deep x 84 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address975 SE 40TH AVE
CityOKEECHOBEE
StateFL
Zip34974-3806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA REVISED AND ADDITION TO PLAT OF CONNERS GABLES (PLAT BOOK 3 PAGE 15) LOT 7 LESS THE NORTH 66.00 FEET THEREOF & ALL OF LOT 8
Legal Range35E
Legal Township37S
Legal Section24
Legal SubdivisionA REVISED AND ADDITION
Legal Block3
Legal Lot Number7
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2022
Census Tract910402

Owner

Source: Okeechobee County records · APN 1-24-37-35-0010-00030-0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address975 SE 40TH AVE, OKEECHOBEE, FL 34974-3806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Deed of Trust, Mortgage · Construction Mortgage
SOUTH STATE BANK NATIONAL ASSOCIATION
Dec 30, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2021Warranty Deed, Transfer
ALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleMar 15, 2021 · Amount on Record
Deed Document Number2022016567
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address975 SE 40TH AVE, OKEECHOBEE, FL 34974-3806
Transaction TypeMortgage
Record UpdatedFeb 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SW PORT ST LUCIE BLVD, PORT ST LUCIE, FL 34953-1907

Mortgage

Document Number0000001924
DateFeb 11, 2022
Instrument2022001924
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressPALM CITY, FL 34990
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 30, 2022
Property Address975 SE 40TH AVE, OKEECHOBEE, FL 34974-3806
Document Number0000016567
Map ReferenceMB 3 PG 15
Instrument DateDec 19, 2022
Instrument2022016567
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,324.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address511 SW PORT ST LUCIE BLVD, PORT ST LUCIE, FL 34953-1907

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6653 SOUTHPORT DR, BOYNTON BEACH, FL 33472-6909

Mortgage

Document Number0000016568
DateDec 30, 2022
Instrument2022016568
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMar 15, 2021
Property Address975 SE 40TH AVE, OKEECHOBEE, FL 34974-3806
Document Number0000003054
Map ReferenceMB 3 PG 15
Instrument DateMar 07, 2021
Instrument2021003054
Transaction TypeTransfer
Record UpdatedFeb 09, 2023
Title CompanyALLY PARKER BROWN TITLE INSURANCE, ALLY PARKER BROWN TTL INS AG

Transaction

AmountAmount Recorded
Tax$105.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6202 LAUDERDALE ST, JUPITER, FL 33458-6624

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SW PORT ST LUCIE BLVD, PORT SAINT LUCIE, FL 34953-1907

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,134.00 (-16.87%) Homeowner's exemption$269,208 (+1.57%)$274,396 (+3.52%) Land $29,106 Building $245,290
2023$3,770.00 (+1,093.04%) Homeowner's exemption$265,054 (+1,806.04%) Land $22,638 Building $242,416$265,054 (+1,806.04%) Land $22,638 Building $242,416
2022$316.00$13,906 Land $13,906$13,906 Land $13,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 112 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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