Okaloosa County property record for 975 Sarah Dr, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,516 sqft · built 2025 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $136 (2025) |
| Deeds & Mortgages | Dec 2024 Construction Loan Mar 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-187-1524-2 |
| Primary APN | C56-001-187-1524-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| Gross Area | 3,713 sqft |
| 1st Floor Area | 2,516 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Type | Attached |
| Garage Area | 739 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 458 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 975 SARAH DR |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR OF SEC N 1030.87FT TO POB W 223.29FT N 277.79FT E 346.99FT S 15 DEG E 290.89FT W 212.32FT TO POB |
| Legal Block | 4 |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20102 |
975 Sarah Dr, a single family home, is owned by two individuals.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 975 MELTON RD, BAKER, FL 32531-5347 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2024 | Deed of Trust, Mortgage · Construction Mortgage SCALE BANK |
| Mar 15, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 975 SARAH DR, BAKER, FL 32531-8245 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 975 MELTON RD, BAKER, FL 32531-5347 |
| Document Number | 0003729406 |
|---|---|
| Date | Dec 23, 2024 |
| Instrument | 3729406 |
| Name | SCALE BANK |
|---|---|
| Type | Bank |
| Address | MANDEVILLE, LA 70471 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 15, 2024 |
| Property Address | 975 SARAH DR, BAKER, FL 32531-8245 |
| Document Number | 0003676576 |
| Instrument Date | Mar 12, 2024 |
| Instrument | 3676576 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 MELTON RD, BAKER, FL 32531-5347 |
The 2025 property tax bill for 975 Sarah Dr was $136.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136.00 | $12,562 Land $12,562 | $12,562 Land $12,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 975 Sarah Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 975 Sarah Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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