975 Rosetree Ln, Cincinnati, OH 45230 Property Records

Hamilton County property record for 975 Rosetree Ln, Cincinnati, OH 45230

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,695 sqft · built 1957
Lot Size	0.18 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$328,100 (Dec 2024)
Tax Bill	$5,256 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0270-0111-00`

Property Details

APN / Parcel Number

Primary APN	`500-0270-0111-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
1st Floor Area	973 sqft
2nd Floor Area	722 sqft
Basement Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	7,884 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	975 ROSETREE LN
City	CINCINNATI
State	OH
Zip	45230-4038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSETREE LN 60 X 130.93 IRR LOT 28 EVWALD SUB BLKB SEC 4
Legal Subdivision	EVWALD SUB
Legal Block	B
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2002
Census Tract	25002

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	975 ROSETREE LN, CINCINNATI, OH 45230-4038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WILMINGTON SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2024 · Amount on Record
Deed Sale	Dec 26, 2024 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	0000092187
Deed Book / Page	15320 / 1468
Record Updated	Jun 8, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 26, 2024
Property Address	975 ROSETREE LN, CINCINNATI, OH 45230-4038
Document Number	0000092187
Book / Page	15320 / 1468
Map Reference	MB 5 PG 7
Instrument Date	Dec 19, 2024
Instrument	2024-0092187
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 ROSETREE LN, CINCINNATI, OH 45230-4038

Mortgage

Document Number	0000092188
Date	Dec 26, 2024
Instrument	2024-0092188

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2020
Property Address	975 ROSETREE LN, CINCINNATI, OH 45230-4038
Document Number	0000115974
Book / Page	014289 / 000848
Instrument Date	Oct 23, 2020
Instrument	115974
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 ROSETREE LN CINCINNATI OH 452304038, CINCINNATI, OH 45230-4038

Mortgage

Document Number	115975
Date	Nov 4, 2020
Book Page	014289/000850
Instrument	115975

Lender

Name	WILMINGTON SVGS
Type	Federal Savings Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,256.00 (+2.9%)	$84,000 (-) Land $13,104 Building $70,896
2024	$5,108.00 (+5.12%)	$84,000 (-) Land $13,104 Building $70,896
2023	$4,859.00 (+5.06%)	$84,000 (+17.99%) Land $13,104 Building $70,896	$240,000 (+17.99%) Land $37,440 Building $202,560
2022	$4,625.00 Homeowner's exemption	$71,190 Land $10,983 Building $60,207
2020			$203,400 Land $31,380 Building $172,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Rosetree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures