975 Rolling Acres Rd, Smithville, TN 37166 Property Records

DeKalb County property record for 975 Rolling Acres Rd, Smithville, TN 37166

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,728 sqft · built 1981
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Sep 2021)
Tax Bill	$3,534 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021047 01303`

Property Details

APN / Parcel Number

Primary APN	`021047 01303`
Alternative APN	`047 01303`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	76,666 sqft (1.76 acres)
Terrain	Rolling
Garage Type	Detached
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	975 ROLLING ACRES RD
City	SMITHVILLE
State	TN
Zip	37166-8430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	920101

Owner

975 Rolling Acres Rd is owned and occupied by an individual who bought it in September 2021.

Source: DeKalb County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	975 ROLLING ACRES RD, SMITHVILLE, TN 37166-8430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ASCEND FCU
Oct 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on File
Deed Sale	Sep 23, 2021 · Amount on File
Prior Sale	Oct 3, 2018 · Amount on File
Deed Document Number	199697
Deed Book / Page	505 / 684
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Sep 23, 2021
Property Address	975 ROLLING ACRES RD, SMITHVILLE, TN 37166-8430
Document Number	0005050684
Book / Page	505 / 684
Instrument Date	Sep 23, 2021
Instrument	199697
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 ROLLING ACRES RD, SMITHVILLE, TN 37166-8430

Mortgage

Document Number	0005050000000687
Date	Sep 23, 2021
Book Page	0000000505/0000000687
Instrument	199698

Lender

Name	CAPSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	975 ROLLING ACRES RD, SMITHVILLE, TN 37166-8430
Document Number	0000186693
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 ROLLING ACRES RD SMITHVILLE TN 371668430, SMITHVILLE, TN 37166-8430

Mortgage

Document Number	0000186693
Date	Apr 10, 2019
Book Page	000442/000765
Instrument	186693

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 9, 2039

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Oct 3, 2018
Property Address	975 ROLLING ACRES RD, SMITHVILLE, TN 37166-8430
Document Number	0000184671
Book / Page	000434 / 000781
Instrument Date	Sep 5, 2018
Instrument	184671
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Amount	Amount on Record
Tax	$851.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1033 BLACKBERRY HILL RD SILVER POINT TN 385827928, SILVER POINT, TN 38582-7928

Tax Assessment & Valuation

The 2025 property tax bill for 975 Rolling Acres Rd was $3,534.

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,534.00	$140,800 Land $78,240 Building $62,560
2023		$140,800 (+34.51%) Land $78,240 Building $62,560
2022	$1,812.00	$104,680 Land $78,240 Building $26,440	$261,700 (-25.65%) Land $195,600 Building $66,100
2021			$352,000 Land $195,600 Building $156,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Rolling Acres Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Rolling Acres Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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