975 Rifle Range Rd, Coldwater, MS 38618 Property Records

Tate County property record for 975 Rifle Range Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,613 sqft · built 1997
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Tax Bill	$762 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093 05 0000802`

Property Details

APN / Parcel Number

Primary APN	`093 05 0000802`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,613 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)
Patio Area	168 sqft

Location & Zoning

Street Address	975 RIFLE RANGE RD
City	COLDWATER
State	MS
Zip	38618-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SW 1/4 SW 1/4 W OF I55
Legal Range	07
Legal Township	05
Legal Section	05
Jurisdiction	TATE MS
Township / Civil Division	3
Census Block Group	2
Census Block	2044
Census Tract	950301

Owner

Source: Tate County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 RIFLE RANGE RD, COLDWATER, MS 38618-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage GUARANTY BANK AND TRUST CO
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Nov 29, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK
May 4, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	975 RIFLE RANGE RD, COLDWATER, MS 38618-2926
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/10102
Date	Aug 15, 2023
Book Page	2023/10102

Lender

Name	GUARANTY BANK AND TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	975 RIFLE RANGE RD, COLDWATER, MS 38618-2926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/18435
Date	Dec 4, 2020
Book Page	2020/18435

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	975 RIFLE RANGE RD, COLDWATER, MS 38618-2926
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000014783
Date	Nov 29, 2018
Book Page	0000002018/0000014783

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	50 Months
Due	Jan 1, 2023

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	975 RIFLE RANGE RD, COLDWATER, MS 38618-2926
Transaction Type	Mortgage
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 4696
Date	May 4, 2017
Book Page	2017/4696
Instrument	2017 4696

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$762.00 (-7.75%)	$13,729 (-) Land $2,300 Building $11,429	$137,286 (-) Land $23,000 Building $114,286
2023	$826.00	$13,729 Land $2,300 Building $11,429	$137,286 Land $23,000 Building $114,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1991–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 68% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Verizon.

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