975 Ridgeglen Way, Clermont, FL 34715 Property Records

Lake County property record for 975 Ridgeglen Way, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,042 sqft · built 2018
Lot Size	0.293 acres (12,782 sqft)
Owner	Individual Name on File
Last Sale	$503,345 (May 2018)
Tax Bill	$5,758 (2024)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-0200-000-04700`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-0200-000-04700`
Alternative APN	`3894206`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,042 sqft Living Area
1st Floor Area	3,042 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,782 sqft (0.293 acres)
Garage Type	Finished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3894206
Street Address	975 RIDGEGLEN WAY
City	CLERMONT
State	FL
Zip	34715-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND RANCH ESPLANADE PHASE 1 PB 66 PG 31-36 LOT 47 ORB 5107 PG 1602
Legal Section	15
Legal Subdivision	HIGHLAND RANCH ESPLANADE
Legal Phase	1
Legal Tract	200
Legal Lot Number	47
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1002
Census Tract	31319

Owner

975 Ridgeglen Way is owned and occupied by an individual who bought it in May 2018.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	975 RIDGEGLEN WAY, CLERMONT, FL 34715-0019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Deed Document Number	2018054197
Deed Book / Page	5107 / 1602
Record Updated	Jun 8, 2026

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 10, 2018
Property Address	975 RIDGEGLEN WAY, CLERMONT, FL 34715-0019
Document Number	0051071602
Book / Page	5107 / 1602
Map Reference	MB 66 PG 31
Instrument Date	Apr 13, 2018
Instrument	2018054197
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,523.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 RIDGEGLEN WAY, CLERMONT, FL 34715-0019

Mortgage

Document Number	2018054198
Date	May 10, 2018
Instrument	2018054198

Lender

Name	FIRST GREEN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$389,430 Land $140,000 Building $249,430	$565,391 Land $140,000 Building $425,391
2024	$5,758.00 (+1.8%)
2023	$5,656.00 (+2.95%) Homeowner's exemption	$367,440 (+3%)	$509,515 (+8.62%) Land $98,000 Building $411,515
2022	$5,494.00 Homeowner's exemption	$356,740	$469,074 Land $82,500 Building $386,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Ridgeglen Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Ridgeglen Way is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Hotwire Communications, Verizon.

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