975 Ridge Heights Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 975 Ridge Heights Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,704 sqft · built 1990
Lot Size	0.222 acres (9,673 sqft)
Owner	Company Name on File
Last Sale	$770,000 (Apr 2021)
Tax Bill	$5,917 (2025)
Deeds & Mortgages	May 2021 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-451-17-00`

Property Details

APN / Parcel Number

Primary APN	`106-451-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,704 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	9,673 sqft (0.222 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	975 RIDGE HEIGHTS DR
City	FALLBROOK
State	CA
Zip	92028-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 68 TR 012134
Legal Subdivision	SAN DIEGO 4526
Legal Tract	012134
Legal Block	4
Legal Lot Number	68
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4006
Census Tract	18905

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Intrafamily Transfer, Transfer
Apr 29, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	2021332401
Last Transfer Date	May 7, 2021
Transfer Doc	0000371581
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2021
Property Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665
Document Number	0000371581
Map Reference	MAP 12134
Instrument Date	May 7, 2021
Instrument	2021-0371581
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2021
Property Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665
Document Number	0000332401
Map Reference	MAP 12134
Instrument Date	Apr 9, 2021
Instrument	2021-0332401
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665

Mortgage

Document Number	0000332402
Date	Apr 29, 2021
Instrument	2021-0332402

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2018
Property Address	975 RIDGE HEIGHTS DR, FALLBROOK, CA 92028-3665
Document Number	0000524021
Map Reference	MAP 12134
Instrument Date	Nov 9, 2018
Instrument	2018-0524021
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	76-6260 KOKO OLUA PL, KAILUA KONA, HI 96740-2222

Mortgage

Document Number	0000524022
Date	Dec 21, 2018
Instrument	2018-0524022

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,653 (+2%) Land $158,096 Building $408,557
2025	$5,917.00 (+5.59%) Homeowner's exemption	$555,544 (+4.04%) Land $154,997 Building $400,547
2023	$5,604.00 (-0.02%) Homeowner's exemption	$533,974 Land $148,979 Building $384,995
2022	$5,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, Verizon.

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