975 Red River Rd, Irvine, KY 40336 Property Records

Estill County property record for 975 Red River Rd, Irvine, KY 40336

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,344 sqft · built 2007
Lot Size	39 acres (1,701,889 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Sep 2026)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`009-00-00-001.00`

Property Details

APN / Parcel Number

Primary APN	`009-00-00-001.00`
Alternative APN	`27077 1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,701,889 sqft (39 acres)
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	27077 1
Street Address	975 RED RIVER RD
City	IRVINE
State	KY
Zip	40336-9029
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	975 RED RIVER RD 39.07 ACRES & HOUSE& BL
Jurisdiction	ESTILL KY
Township / Civil Division	IRVINE
Census Block Group	1
Census Block	1005
Census Tract	920201

Owner

975 Red River Rd, a rural home, is owned and occupied by two individuals who bought it in September 2026.

Source: Estill County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 RED RIVER RD, IRVINE, KY 40336-9029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed, Transfer · VA Mortgage DFT2 FINANCIAL LLC
Sep 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Sep 8, 2017 · Amount on File
Deed Document Number	2026265612
Deed Book / Page	356 / 290
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Sep 15, 2026
Property Address	975 RED RIVER RD, IRVINE, KY 40336-9029
Document Number	0000265612
Book / Page	356 / 290
Instrument Date	Aug 31, 2026
Instrument	2026265612
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	LAND TITLE, LAND GROUP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,915.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	975 RED RIVER RD, IRVINE, KY 40336-9029
Investor	Possibly a Property Investor

Mortgage

Document Number	0000265612,
Date	Sep 15, 2026
Book Page	L/13.191
Instrument	2026265612

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESTILL KY
Recording Date	Sep 8, 2017
Property Address	975 RED RIVER RD, IRVINE, KY 40336-9029
Document Number	D316/239
Book / Page	D316 / 239
Instrument Date	Aug 15, 2017
Instrument	239447
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$322.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1572 COUNTY RD, 1572, ATHENS, TN 37303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 RED RIVER RD, IRVINE, KY 40336-9029

Tax Assessment & Valuation

The 2025 property tax bill for 975 Red River Rd was $2,434 with a homeowner's exemption.

Source: Estill County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Estill County
Unified School District	Estill County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,000 (-) Land $280,000	$335,000 (-) Land $335,000
2025	$2,434.00 Homeowner's exemption	$280,000 Land $280,000	$335,000 Land $335,000
2023	$2,510.00 Homeowner's exemption	$280,000 Land $280,000	$280,000 Land $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Red River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Red River Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ESTILL CO WATER DISTRICT serves 9,501 people · EPA ID KY0330123
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, Irvine Community Television, T-Mobile.

Cell Coverage

No cell data coverage reported

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