975 Pitt St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 975 Pitt St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,968 sqft · built 1984
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Aug 2016)
Tax Bill	$10,787 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`532-13-00-033`

Property Details

APN / Parcel Number

Primary APN	`532-13-00-033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,968 sqft Living Area
Gross Area	4,226 sqft
1st Floor Area	1,258 sqft
Upper Floors Area	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Family
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	178 ft deep x 80 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	398 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	975 PITT ST
City	MOUNT PLEASANT
State	SC
Zip	29464-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HILLIARDSVILLE DESCRIPTION -LT 14 BLK 59 A/K/A PT LT 82
Legal Subdivision	HILLIARDSVILLE
Legal Block	59
Legal Lot Number	14
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4018
Census Tract	4701

Owner

975 Pitt St is owned and occupied by two individuals who bought it in August 2016.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 PITT ST, MOUNT PLEASANT, SC 29464-5089
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2016 · Amount on File
Deed Sale	Aug 8, 2016 · Amount on File
Prior Sale	Jul 20, 2012 · Amount on File
Deed Book / Page	574 / 99
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	975 PITT ST, MOUNT PLEASANT, SC 29464-5089
Document Number	0886/0007
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	975 PITT ST MOUNT PLEASANT SC 294645089, MOUNT PLEASANT, SC 29464-5089

Mortgage

Document Number	0886/0007
Date	May 28, 2020
Book Page	000886/000007

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 975 Pitt St was $10,787, up 12.5% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,787.00 (+12.47%)	$3,031,630 (+2,830.53%) Land $1,150,000 Building $1,881,630	$5,236,800 Land $1,419,300 Building $3,817,500
2024	$9,591.00	$103,450
2022	$3,269.00	$38,000	$1,000,000 Land $1,000,000
2020			$2,636,200 Land $1,000,000 Building $1,636,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Pitt St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Pitt St is high, ranking above 72% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 93% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20