975 Overland Dr, McKinney, TX 75069 Property Records

Collin County property record for 975 Overland Dr, McKinney, TX 75069 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,000 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on File
Tax Bill	$4,797 (2024)
Deeds & Mortgages	May 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-2323-00E-0190-1`

Property Details

APN / Parcel Number

Primary APN	`R-2323-00E-0190-1`
Alternative APN	`18665`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,000 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	2,000 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18665
Street Address	975 OVERLAND DR
City	MCKINNEY
State	TX
Zip	75069-0995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SETTLERS CREEK PHASE V (CLC), BLK E, LOT 19
Legal Subdivision	SETTLERS CREEK PHASE V (CLC)
Legal Phase	5
Legal Block	E
Legal Lot Number	19 1
Jurisdiction	COLLIN TX
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2080
Census Tract	31007

Owner

Source: Collin County records · APN R-2323-00E-0190-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	975 OVERLAND DR, MCKINNEY, TX 75069-0995
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Aug 31, 2020	Deed of Trust, Mortgage STATE BANKING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2005
Deed Sale	Jul 27, 2005
Prior Sale	Jan 22, 2003
Deed Document Number	2005-0102164
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	975 OVERLAND DR, MCKINNEY, TX 75069-0995
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085341
Date	May 31, 2022
Instrument	20220531000085341

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	975 OVERLAND DR, MCKINNEY, TX 75069-0995
Document Number	0001491970
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TEXAS PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OVERLAND DR MCKINNEY TX 750690995, MCKINNEY, TX 75069-0995

Mortgage

Document Number	0001491970
Date	Sep 04, 2020
Instrument	1491970

Lender

Name	STATE BANKING
Type	Funding / Finance Company
Address	NEW CASTLE, DE 19720

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2050

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Lowry Crossing City
Unified School District	Princeton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$356,815 (-21.93%) Land $125,000 Building $231,815	$356,815 (-21.93%) Land $125,000 Building $231,815
2024	$4,797.00 (-11.4%)
2023		$457,041 Land $125,000 Building $332,041	$457,041 Land $125,000 Building $332,041
2022	$5,414.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collin County (48085C), updated October 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480850310072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
JAB Wireless	Fixed Wireless (licensed-by-rule)	500 / 100
Element8 Technology Investment Group	Fixed Wireless (unlicensed)	500 / 100
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	100 / 25
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, JAB Wireless, Optimum Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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