Brevard County property record for 975 Osprey Dr, Melbourne, FL 32940
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 2,341 sqft · built 1987 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $132,400 (May 2001) |
| Tax Bill | $2,116 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-14-10-3-86 |
| Primary APN | 26-36-14-10-3-86 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,341 sqft Living Area |
| Gross Area | 2,926 sqft |
| 1st Floor Area | 1,440 sqft |
| Upper Floors Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 184 sqft |
| Balcony Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2604018 |
|---|---|
| Street Address | 975 OSPREY DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7860 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | EAGLES LANDING AT SUNTREE, 3RD ADDN TO LOT 86 BLK 3 |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | EAGLES LANDING AT SUNTREE, 3RD ADDN TO |
| Legal Block | 3 |
| Legal Lot Number | 86 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 64128 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 975 OSPREY DR, MELBOURNE, FL 32940-7860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Dec 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2001 · Amount on Record |
| Deed Sale | May 30, 2001 · Amount on Record |
| Deed Book / Page | 4350 / 1599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 975 OSPREY DR, MELBOURNE, FL 32940-7860 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 975 OSPREY DR, MELBOURNE, FL 32940-7860 |
| Document Number | 0099060314 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 9906/314 |
| Instrument | 2023215267 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 975 OSPREY DR, MELBOURNE, FL 32940-7860 |
| Document Number | 0086171782 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 975 OSPREY DR MELBOURNE FL 329407860, MELBOURNE, FL 32940-7860 |
| Document Number | 0086171782 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 008617/001782 |
| Instrument | 275001 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Rate | 3.75% |
|---|
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $148,250 (+2.69%) | $290,560 (-2.01%) | |
| 2025 | $2,116.00 (+11.49%) Homeowner's exemption Veteran's exemption | $144,360 (+5.98%) | $296,530 (+0.6%) |
| 2024 | $1,898.00 (+2.65%) | ||
| 2023 | $1,849.00 (-48.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $136,220 (+2.99%) | $294,770 (+4.46%) Land $99,000 Building $195,770 |
| 2022 | $3,581.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $132,260 | $282,180 Land $99,000 Building $183,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 205 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 247 units insured incl. 42 condo units |
| Nearby Flood Claims | 38 (1994–2025) |
| Claims Outside the SFHA | 15 of 38 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures