975 Old Plank Rd, Salisbury, NC 28144 Property Records

Rowan County property record for 975 Old Plank Rd, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,204 sqft · built 2023
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (May 2024)
Tax Bill	$1,984 (2026)
Deeds & Mortgages	May 2024 Mortgage May 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009 339`

Property Details

APN / Parcel Number

Primary APN	`009 339`
Alternative APN	`6134923`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	18.7 ft deep x 6.3 ft wide
Porch	Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	975 OLD PLANK RD
City	SALISBURY
State	NC
Zip	28144-5261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L6 S. F. LORD
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2021
Census Tract	50400

Owner

975 Old Plank Rd is owned and occupied by an individual who bought it in May 2024.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2024	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
May 10, 2024	Deed of Trust, Mortgage THE CITY OF SALISBURY
May 10, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage BELL ROCK INCOME FUND 1 LLC
Nov 8, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on File
Deed Sale	May 10, 2024 · Amount on File
Prior Sale	Nov 8, 2022 · Amount on File
Deed Book / Page	1442 / 14
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261

Mortgage

Document Number	0014420018
Date	May 10, 2024
Book Page	1442/18

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261

Mortgage

Document Number	0014420017
Date	May 10, 2024
Book Page	1442/17

Lender

Name	THE CITY OF SALISBURY
Type	Government Agency
Address	SALISBURY, NC 28145

Agreement

Amount	Amount on Record
Term	132 Months
Due	May 9, 2035

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 10, 2024
Property Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Document Number	0014420014
Book / Page	1442 / 14
Map Reference	MB 280 PG 137
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 MCKINNON AVE NE, CONCORD, NC 28025-3303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261

Mortgage

Document Number	0000144215
Date	May 10, 2024
Instrument	1442/15

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Mortgage

Document Number	0014420016
Date	May 10, 2024
Book Page	1442/16

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MCKINNON AVE NE, CONCORD, NC 28025-3303
Investor	Possibly a Property Investor

Mortgage

Document Number	0014190083
Date	Mar 2, 2023
Book Page	1419/83

Lender

Name	BELL ROCK INCOME FUND 1 LLC
Type	Non-Lending Institution
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 1, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 8, 2022
Property Address	975 OLD PLANK RD, SALISBURY, NC 28144-5261
Document Number	0014130366
Book / Page	1413 / 366
Map Reference	MB 280 PG 137
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Tax	$46.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335-D MORITCASTLE DRIVE, GREENSBORO, NC 27406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MCKINNON AVE NE, CONCORD, NC 28025-3303
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 975 Old Plank Rd was $1,984.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,984.00	$165,931 Land $18,371 Building $147,560	$165,931 Land $18,371 Building $147,560
2023	$219.00	$18,371 Land $18,371	$18,371 Land $18,371

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 975 Old Plank Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Old Plank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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