975 NW Flagler Ave, Apt 405, Stuart, FL 34994 Property Records

Martin County property record for 975 NW Flagler Ave, Apt 405, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,393 sqft · built 2006
Owner	Company Name on File
Last Sale	$690,000 (May 2007)
Tax Bill	$7,238 (2025)
Flood Zone	Zone X (minimal risk)
APN	`32-37-41-023-001-0405.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`32-37-41-023-001-0405.0-0-0000`
Alternative APNs	`32-37-41-023-001-04050-0` `563608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	15 Units
Stories	1 Story
Building Area	1,393 sqft Living Area
1st Floor Area	1,393 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	563608
Street Address	975 NW FLAGLER AVE, 405
City	STUART
State	FL
Zip	34994-1064
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 405 BLDG ONE - HARBORAGE YACHT ONE CONDO PER DOC IN OR 2220/1585
Legal Range	41E
Legal Township	37S
Legal Section	32
Legal Subdivision	HARBORAGE YACHT CONDO
Legal Block	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	2
Census Block	2020
Census Tract	501

Owner

975 NW Flagler Ave, Apt 405 is owned by a company that bought it in May 2007.

Source: Martin County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 699, NAGS HEAD, NC 27959-0699
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2007 · Amount on File
Deed Sale	May 17, 2007 · Amount on File
Deed Document Number	20072013896
Deed Book / Page	2248 / 1597
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 975 NW Flagler Ave, Apt 405 was $7,238, down 2.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,238.00 (-2.94%)	$378,469	$458,550 Building $458,550
2024	$7,457.00 (+7.02%)
2023	$6,968.00 (+21.04%)	$312,785 (+1%)	$488,100 (+41.46%) Building $488,100
2022	$5,757.00	$284,350	$345,040 Building $345,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 NW Flagler Ave, Apt 405 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 53 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 units insured incl. 44 condo units
Nearby Flood Claims	33 (1984–2020)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Jun 2020 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 20 claims Hurricane Irene, Oct 1999 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 NW Flagler Ave, Apt 405 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20