975 NW Flagler Ave, Apt 301, Stuart, FL 34994 Property Records

Martin County property record for 975 NW Flagler Ave, Apt 301, Stuart, FL 34994

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,226 sqft · built 2006
OwnerIndividual Name on File
Last Sale$225,000 (Aug 2021)
Tax Bill$4,602 (2025)
Deeds & MortgagesMar 2024 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-37-41-023-001-0301.0-0-0000

Property Details

APN / Parcel Number

Primary APN32-37-41-023-001-0301.0-0-0000
Alternative APNs
  • 32-37-41-023-001-03010-0
  • 925233

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Units15 Units
Stories1 Story
Building Area1,226 sqft Living Area
1st Floor Area1,226 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number925233
Street Address975 NW FLAGLER AVE, 301
CitySTUART
StateFL
Zip34994-1064
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 301 BLDG ONE - HARBORAGE YACHT ONE CONDO PER DOC IN OR 2220/1585
Legal Range41E
Legal Township37S
Legal Section32
Legal SubdivisionHARBORAGE YACHT CONDO
Legal Block2
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group2
Census Block2020
Census Tract501

Owner

975 NW Flagler Ave, Apt 301 is owned by an individual who acquired it in January 2024.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address975 NW FLAGLER AVE, 301, STUART, FL 34994-1064
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 26, 2021Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP
Apr 19, 2017Warranty Deed, Transfer · ARM
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2021 · Amount on File
Deed SaleAug 26, 2021 · Amount on File
Prior SaleApr 19, 2017 · Amount on File
Deed Document Number20212910744
Deed Book / Page3252 / 512
Last Transfer DateJan 8, 2024
Transfer Doc0034361228
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address975 NW FLAGLER AVE APT 301, 301, STUART, FL 34994-1064
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1029 5TH AVE, WALL TOWNSHIP, NJ 07719-3359

Mortgage

Document Number0034261908
DateMar 20, 2024
Book Page3426/1908
Instrument3063371
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Address10 POINTE DR STE 330, BREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 26, 2021
Property Address975 NW FLAGLER AVE APT 301, 301, STUART, FL 34994-1064
Document Number0032520512
Book / Page3252 / 512
Map ReferenceMB 2220 PG 1585
Instrument DateAug 24, 2021
Instrument2910744
Transaction TypeTransfer
Record UpdatedSep 21, 2021
Title CompanyJACKSON TITLE COMPANY, JACKSON TITLE & LAW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9733 SW SANTA MONICA DR, 9733, PALM CITY, FL 34990-5910

Transferred To (Grantee/Buyer)

NameVerified Name
Address84 S FARRAGUT AVE, MANASQUAN, NJ 08736-3750

Mortgage

Document Number3252523
DateAug 26, 2021
Instrument3252/523
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateSep 1, 2031
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change5.12%
Index1-Year CMT
Max Rate9.12%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 19, 2017
Property Address975 NW FLAGLER AVE APT 301, 301, STUART, FL 34994-1064
Document Number0029182948
Book / Page02918 / 2948
Map ReferenceMB2220 PG1585
Instrument DateMar 31, 2017
Instrument2630060
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3432 N VENICE ST, 3432, ARLINGTON, VA 22207-4447

Transferred To (Grantee/Buyer)

NameVerified Name
Address9733 SW SANTA MONICA DR, PALM CITY, FL 34990-5910

Mortgage

Document Number0002630061
DateApr 19, 2017
Instrument2630061
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateApr 1, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change10%
Index1-Year LIBOR
Max Rate10%

Tax Assessment & Valuation

The 2025 property tax bill for 975 NW Flagler Ave, Apt 301 was $4,602, down 9.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,602.00 (-9.14%)$253,670 Building $253,670$253,670 Building $253,670
2024$5,065.00 (+7.26%)
2023$4,722.00 (+21.86%)$223,883 (+1%)$301,630 (+48.2%) Building $301,630
2022$3,875.00$203,530 Building $203,530$203,530 Building $203,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 NW Flagler Ave, Apt 301 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 53 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 units insured
incl. 44 condo units
Nearby Flood Claims33 (1984–2020)
Claims Outside the SFHA6 of 33
Most Recent ClaimJun 2020 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 20 claims
  • Hurricane Irene, Oct 1999 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 NW Flagler Ave, Apt 301 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on NW Flagler Ave

Nearby Streets

Search Property Records by Address or Parcel Number