St. Johns County property record for 975 N Lilac Loop, Saint Johns, FL 32259 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 2003 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Mar 2025) |
| Tax Bill | $4,655 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 249553-1530 |
| Primary APN | 249553-1530 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 975 N LILAC LOOP |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/74-86 JULINGTON CREEK PLANTATION PARCEL 68 LOT 153 OR6108/1279 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 34 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 68 |
| Legal Block | 2 |
| Legal Lot Number | 153 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 20801 |
Source: St. Johns County records · APN 249553-1530
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 975 N LILAC LOOP, SAINT JOHNS, FL 32259-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Jan 04, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Apr 04, 2017 | Warranty Deed, Transfer · VA Mortgage WATSON MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2025 · Amount on Record |
| Deed Sale | Mar 05, 2025 · Amount on Record |
| Prior Sale | Nov 02, 2020 · Amount on Record |
| Deed Document Number | 202517093 |
| Deed Book / Page | 6108 / 1279 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 975 N LILAC LOOP, SAINT JOHNS, FL 32259-1918 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 975 N LILAC LOOP, ST JOHNS, FL 32259-1918 |
| Document Number | 0056001656 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 5600/1656 |
| Instrument | 2022070808 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 975 N LILAC LOOP, SAINT JOHNS, FL 32259-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | SONSHINE TITLE, SUNSHINE TITLE |
| Name | Verified Name |
|---|---|
| Address | 975 N LILAC LOOP, JACKSONVILLE, FL 32259-1918 |
| Document Number | 0054600801 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 5460/801 |
| Instrument | 2022000519 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 04, 2017 |
| Property Address | 975 N LILAC LOOP, SAINT JOHNS, FL 32259-1918 |
| Document Number | 0043531945 |
| Book / Page | 4353 / 1945 |
| Map Reference | MB42 PG74-86 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017023343 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | KENDALL TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2615 JOE ASHTON RD # 1, 2615, SAINT AUGUSTINE, FL 32092-2503 |
| Name | Verified Name |
|---|---|
| Address | 975 N LILAC LOOP, SAINT JOHNS, FL 32259-1918 |
| Document Number | 2017023344 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 2017023344 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,031 (+38.84%) | $348,298 (-2.2%) Land $85,000 Building $263,298 | |
| 2025 | $4,655.00 (+11.36%) Homeowner's exemption | $249,237 (+5.99%) | $356,142 (+4.26%) Land $85,000 Building $271,142 |
| 2024 | $4,180.00 (+10.06%) | ||
| 2023 | $3,798.00 (+2.23%) Homeowner's exemption | $235,158 (+3%) | $341,578 (+9.3%) Land $82,000 Building $259,578 |
| 2022 | $3,715.00 Homeowner's exemption | $228,309 | $312,510 Land $72,800 Building $239,710 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090208012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 287 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
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