975 Melody Ln, Napoleon, OH 43545 Property Records

Henry County property record for 975 Melody Ln, Napoleon, OH 43545

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1987
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Apr 2008)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Sep 2026 Transfer Jul 2021 Line of Credit + 1 more
APN	`41-149045.0040`

Property Details

APN / Parcel Number

Primary APN	`41-149045.0040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	975 MELODY LN
City	NAPOLEON
State	OH
Zip	43545-1187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BRICKKYARD SUB'D
Legal Range	06E
Legal Township	05N
Legal Section	14
Legal Subdivision	BRICKKYARD SUB'D
Legal Lot Number	2
Jurisdiction	HENRY OH
Township / Civil Division	NAPOLEON
Census Block Group	1
Census Block	1025
Census Tract	300

Owner

Source: Henry County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 MELODY LN, NAPOLEON, OH 43545-1187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Quit Claim Deed, Transfer MAUMEE VALLEY TITLE
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit THE FARMERS AND MERCHANTS STATE BANK
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2008 · Amount on Record
Deed Sale	Apr 28, 2008 · Amount on Record
Deed Document Number	200868732
Deed Book / Page	234 / 614
Last Transfer Date	Sep 24, 2026
Transfer Doc	0000003298
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY OH
Recording Date	Sep 24, 2026
Property Address	975 MELODY LN, NAPOLEON, OH 43545-1187
Document Number	0000003298
Book / Page	343 / 605
Instrument Date	Sep 24, 2026
Instrument	20263298
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MAUMEE VALLEY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	975 MELODY LN, NAPOLEON, OH 43545-1187

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	975 MELODY LN, NAPOLEON, OH 43545-1187
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324/4478
Date	Jul 28, 2021
Book Page	324/4478
Instrument	202100003213

Lender

Name	THE FARMERS AND MERCHANTS STATE BANK
Type	Non-Lending Institution
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 20, 2031

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY OH
Property Address	975 MELODY LN, NAPOLEON, OH 43545-1187
Transaction Type	Mortgage
Record Updated	May 17, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	315/4599
Date	Apr 30, 2019
Book Page	315/4599
Instrument	201900001242

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henry County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Henry County
County Subdivision	Napoleon Township
Municipality	Napoleon City
Unified School District	Napoleon Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00 (+9.14%)	$45,630 (-) Land $7,580 Building $38,050
2023	$1,346.00 (-9.48%) Homeowner's exemption	$45,630 (-45.67%) Land $7,580 Building $38,050	$130,370 (-45.67%) Land $21,670 Building $108,700
2022	$1,487.00 Homeowner's exemption	$83,980 Land $11,460 Building $72,520
2020			$239,960 Land $32,740 Building $207,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPOLEON CITY serves 8,858 people · EPA ID OH3500811
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: bright.net, RTEC Communications.

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