975 Marbilynn Dr, Elgin, IL 60120 Property Records

Cook County property record for 975 Marbilynn Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,575 sqft · built 1986
Lot Size	0.239 acres (10,425 sqft)
Owner	Individual Name on Record
Tax Bill	$7,205 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-124-010`

Property Details

APN / Parcel Number

Primary APN	`06-07-124-010`
Alternative APN	`06-07-124-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,575 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,425 sqft (0.239 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	975 MARBILYNN DR
City	ELGIN
State	IL
Zip	60120-4065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BENT) (TREE) VILLAGE BEING SUB OF PT OF EH WH SEC7 I N CITY OF ELGIN EH WH SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	BENT TREE
Legal Lot Number	21
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4012
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 MARBILYNN DR, ELGIN, IL 60120-4065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BK
Jul 24, 2019	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BK
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	975 MARBILYNN DR, ELGIN, IL 60120-4065
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015310111
Date	Jun 2, 2021
Instrument	2115310111

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	975 MARBILYNN DR, ELGIN, IL 60120-4065
Document Number	2030741027
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 MARBILYNN DR ELGIN IL 601204065, ELGIN, IL 60120-4065

Mortgage

Document Number	2030741027
Date	Nov 2, 2020
Instrument	30741027

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	975 MARBILYNN DR, ELGIN, IL 60120-4065
Document Number	1922113024
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 MARBILYNN DR ELGIN IL 601204065, ELGIN, IL 60120-4065

Mortgage

Document Number	1922113024
Date	Aug 9, 2019
Instrument	22113024

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2029

Interest

Rate Type	Adjustable Rate
Rate	4.5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	975 MARBILYNN DR, ELGIN, IL 60120-4065
Document Number	1715618037
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 MARBILYNN DR ELGIN IL 601204065, ELGIN, IL 60120-4065

Mortgage

Document Number	1715618037
Date	Jun 5, 2017
Instrument	15618037

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	BLOOMINGDALE, IL 60108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,001 (+25.81%) Land $7,298 Building $31,703	$390,010 (+25.81%) Land $72,980 Building $317,030
2023	$7,205.00 (+3.68%)
2022	$6,949.00 Homeowner's exemption Senior Citizen's exemption	$30,999 Land $6,776 Building $24,223	$309,990 Land $67,760 Building $242,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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