975 Lutter Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 975 Lutter Dr, Crystal Lake, IL 60014

Property Summary

Property Type	General Industrial
Details	55,686 sqft · built 1987
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on File
Deeds & Mortgages	Mar 2020 Line of Credit May 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-10-451-004`

Property Details

APN / Parcel Number

Primary APN	`19-10-451-004`

Interior

Stories	1 Story
Building Area	55,686 sqft

Exterior

Year Built	Built 1987
Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	975 LUTTER DR
City	CRYSTAL LAKE
State	IL
Zip	60014-8190
Property Category	Industrial
Property Type	Industrial > General Industrial
Legal Description	DOC 2020R0016736 (RE-RECORD) LT 7 LUTTER INDUSTRIAL PARK
Legal Range	08E
Legal Township	43N
Legal Section	10
Legal Subdivision	LUTTER INDUST PARK
Legal Block	451
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1072
Census Tract	871313

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK
May 13, 2020	Correction Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND
Apr 21, 2020	Deed, Transfer · Commercial Mortgage FIRST MIDWEST BANK
Jul 31, 2019	Loan Modification, Mortgage · Line of Credit FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 13, 2020
Deed Sale	May 13, 2020
Prior Sale	Apr 21, 2020
Deed Document Number	0000016736
Record Updated	Jun 7, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190
Document Number	0000016737
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 LUTTER DR CRYSTAL LAKE IL 600148190, CRYSTAL LAKE, IL 60014-8190

Mortgage

Document Number	0000016737
Date	May 13, 2020
Instrument	16737

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	8750 W BRYN MAWR AVE # 1300, CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MCHENRY IL
Recording Date	May 13, 2020
Property Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190
Document Number	0000016736
Instrument Date	Mar 6, 2020
Instrument	16736
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	975 LUTTER DR CRYSTAL LAKE IL 600148190, CRYSTAL LAKE, IL 60014-8190

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 21, 2020
Property Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190
Document Number	0000013820
Map Reference	DOC 912463
Instrument Date	Mar 6, 2020
Instrument	2020R0013820
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190

Mortgage

Document Number	0000013821
Date	Apr 21, 2020
Instrument	2020R0013821

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Recording Date	Jul 31, 2019
Property Address	975 LUTTER DR, CRYSTAL LAKE, IL 60014-8190
Instrument Date	Jun 21, 2019
Instrument	23757
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 GRANT ST CRYSTAL LAKE IL 600144314, CRYSTAL LAKE, IL 60014-4314

Mortgage

Document Number	0000023757
Date	Jul 31, 2019
Instrument	23757

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	8750 W BRYN MAWR AVE, CHICAGO, IL 60631-3655

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$910,666 Land $59,451 Building $851,215	$2,731,998 Land $178,353 Building $2,553,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile USA, Verizon.

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