975 Loma Dr, Ojai, CA 93023 Property Records

Ventura County property record for 975 Loma Dr, Ojai, CA 93023

Property Summary

Property Type	Duplex
Details	1,052 sqft · built 1959
Lot Size	0.169 acres (7,360 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Apr 2024)
Tax Bill	$9,918 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-0-090-140`

Property Details

APN / Parcel Number

Primary APN	`018-0-090-140`

Interior

Units	2 Units
Building Area	1,052 sqft Living Area
Gross Area	2,048 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Duplex Single
Lot Area	7,360 sqft (0.169 acres)

Location & Zoning

Street Address	975 LOMA DR
City	OJAI
State	CA
Zip	93023-3541
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RE20
Legal Description	REF: 20 MR 94
Legal Subdivision	MIRA MONTE SUBDIVISION #1
Legal Block	90
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	3
Census Block	3022
Census Tract	1002

Owner

975 Loma Dr, a duplex, is owned and occupied by two individuals who bought it in April 2024.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 LOMA DR, OJAI, CA 93023-3541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 26, 2019	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	202424052
Prior Transfer Date	Mar 30, 1995
Prior Transfer Doc	0000039940
Record Updated	Oct 29, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 18, 2024
Property Address	975 LOMA DR, OJAI, CA 93023-3541
Document Number	0000024052
Map Reference	MB 20 PG 94-96
Instrument Date	Apr 13, 2024
Instrument	2024000024052
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	975 LOMA DR, OJAI, CA 93023-3541

Mortgage

Document Number	0000024053
Date	Apr 18, 2024
Instrument	2024000024053

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 26, 2019
Property Address	975 LOMA DR, OJAI, CA 93023-3541
Document Number	0000045682
Map Reference	MB 20 PG 94-96
Instrument Date	Mar 27, 2019
Instrument	20190426-00045682
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 LOMA DR, OJAI, CA 93023-3541

Mortgage

Document Number	0000045684
Date	Apr 26, 2019
Instrument	20190426-00045684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 975 Loma Dr was $9,918 with a homeowner's exemption, up 6.2% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,500 (+67.66%) Land $832,320 Building $468,180
2025	$9,918.00 (+6.19%) Homeowner's exemption	$775,681 Land $432,671 Building $343,010
2024	$9,340.00 (+3.73%)
2023	$9,004.00 (+1.28%)	$707,652 Land $455,686 Building $251,966
2022	$8,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 975 Loma Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (1978–2025)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Dec 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Loma Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASITAS MUNICIPAL WATER DIST serves 11,005 people · EPA ID CA5610024
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, GeoLinks, Verizon.

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