975 Locust St, Waukee, IA 50263 Property Records

Dallas County property record for 975 Locust St, Waukee, IA 50263

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,844 sqft · built 2020
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$334,000 (May 2026)
Tax Bill	$5,236 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-32-284-013`

Property Details

APN / Parcel Number

Primary APN	`12-32-284-013`
Alternative APN	`000001232284013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,517 sqft
1st Floor Area	887 sqft
Basement Area	887 sqft
Finished Basement	670 sqft
Unfinished Basement	217 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	975 LOCUST ST
City	WAUKEE
State	IA
Zip	50263-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING CREST PLAT 3 LOT 30
Legal Range	26W
Legal Township	79N
Legal Section	32
Legal Subdivision	SPRING CREST PLAT 3
Legal Tract	2025-00801
Legal Lot Number	30
Jurisdiction	DALLAS IA
Township / Civil Division	WALNUT
Census Block Group	2
Census Block	2019
Census Tract	50902

Owner

975 Locust St is owned and occupied by two individuals who bought it in May 2026.

Source: Dallas County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 LOCUST ST, WAUKEE, IA 50263-9208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION
Jan 16, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Aug 26, 2020 · Amount on File
Deed Document Number	20267369
Deed Book / Page	2026 / 7369
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	0202500801
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	May 5, 2026
Property Address	975 LOCUST ST, WAUKEE, IA 50263-9208
Document Number	0000007369
Book / Page	2026 / 7369
Instrument Date	Apr 29, 2026
Instrument	2026.7369
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,893.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 LOCUST ST, WAUKEE, IA 50263-9208

Mortgage

Document Number	0000007370,
Date	May 5, 2026
Instrument	2026..7370

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	May 5, 2026
Property Address	975 LOCUST ST, WAUKEE, IA 50263-9208
Document Number	0202607369
Book / Page	2026 / 7369
Instrument Date	Apr 29, 2026
Instrument	20267369
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,893.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 LOCUST ST, WAUKEE, IA 50263-9208

Mortgage

Document Number	0000007370,
Date	May 5, 2026
Instrument	20267370

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS IA
Recording Date	Jan 16, 2025
Property Address	975 LOCUST ST, WAUKEE, IA 50263-9208
Document Number	0202500801
Instrument Date	Jan 15, 2025
Instrument	2025-00801
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 LOCUST ST, WAUKEE, IA 50263-9208

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 26, 2020
Property Address	975 LOCUST ST, WAUKEE, IA 50263-9208
Document Number	0000022409
Instrument Date	Aug 20, 2020
Instrument	22409
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 LOCUST ST WAUKEE IA 502639208, WAUKEE, IA 50263-9208

Mortgage

Document Number	22411
Date	Aug 26, 2020
Instrument	22411

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dallas County
Municipality	Waukee City
Unified School District	Waukee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,100 Land $75,000 Building $253,100	$328,100 Land $75,000 Building $253,100
2024	$5,236.00
2023		$312,950 Land $70,000 Building $242,950	$312,950 Land $70,000 Building $242,950
2022	$5,460.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber · Cable	2,000 / 1,000
Mi-Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, ICS Advanced Technologies, Verizon.

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