Warren County property record for 975 Locust Ct, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,904 sqft · built 1983 |
| Lot Size | 0.462 acres (20,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Mar 2020) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-35-252-006-0 |
| Primary APN | 16-35-252-006-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,904 sqft Living Area |
| 2nd Floor Area | 1,205 sqft |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 20,147 sqft |
| Porch | Open Porch |
| Porch Area | 14 sqft |
| Deck Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 1142003 |
|---|---|
| Old Parcel Number | 1635252006 |
| Street Address | 975 LOCUST CT |
| City | MASON |
| State | OH |
| Zip | 45040-1467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING CREEK EST.4 #119 |
| Legal Range | 02 |
| Legal Township | 04 |
| Legal Section | 35 |
| Legal Subdivision | WINDING CREEK EST.4 |
| Legal Block | 252 |
| Legal Lot Number | 119 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 31904 |
975 Locust Ct is owned and occupied by an individual who acquired it in September 2020.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Mar 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Dec 6, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2020 · Amount on File |
| Deed Sale | Mar 27, 2020 · Amount on File |
| Prior Sale | Mar 27, 2020 · Amount on File |
| Deed Document Number | 0000010073 |
| Last Transfer Date | Sep 28, 2020 |
| Transfer Doc | 0000037878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 28, 2020 |
| Property Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Document Number | 0000037878 |
| Map Reference | MB 11 PG 63 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2020-037878 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Document Number | 0000037879 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 2020-037879 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 27, 2020 |
| Property Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Document Number | 0000010073 |
| Map Reference | MB 11 PG 63 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 2020-010073 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | ALL POINTS TTL & CLOSING INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Document Number | 0000010074 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-010074 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 975 LOCUST CT, MASON, OH 45040-1467 |
| Document Number | 0000000281 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 975 LOCUST CT MASON OH 450401467, MASON, OH 45040-1467 |
| Document Number | 0000000281 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 281 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 975 Locust Ct was $5,716.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 | $141,554 Land $35,000 Building $106,554 | $404,440 Land $100,000 Building $304,440 |
| 2023 | $5,360.00 (+1.3%) Homeowner's exemption | $111,594 (-) Land $17,220 Building $94,374 | |
| 2022 | $5,291.00 Homeowner's exemption | $111,594 Land $17,220 Building $94,374 | $318,840 (-) Land $49,200 Building $269,640 |
| 2021 | $318,840 Land $49,200 Building $269,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 975 Locust Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 975 Locust Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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