FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Mortgage
Document Number
0000009583
Date
Feb 8, 2021
Instrument
2021009583
Lender
Name
QUICKEN LOANS LLC
Type
Mortgage Company
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2051
November 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Nov 16, 2020
Property Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Document Number
0000066414
Instrument Date
Nov 2, 2020
Instrument
66414
Transaction Type
Transfer
Record Updated
Nov 24, 2020
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Living Trust
Address
73 S MAIN ST TEMPLETON CA 934658701, TEMPLETON, CA 93465-8701
April 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Document Number
0000023913
Instrument Date
Apr 2, 2020
Transaction Type
Mortgage
Record Updated
May 29, 2020
Title Company
AMROCK INC
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
975 HEMINGWAY LN TEMPLETON CA 934653606, TEMPLETON, CA 93465-3606
Mortgage
Document Number
0000023913
Date
May 18, 2020
Instrument
23913
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 17, 2050
July 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN LUIS OBISPO CA
Recording Date
Jul 12, 2019
Property Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Document Number
0000027406
Instrument Date
Apr 24, 2019
Instrument
27406
Transaction Type
Transfer
Record Updated
Jul 23, 2019
Title Company
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$768.90
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
975 HEMINGWAY LN TEMPLETON CA 934653606, TEMPLETON, CA 93465-3606
Mortgage
Document Number
27407
Date
Jul 12, 2019
Instrument
27407
Lender
Name
CENTRAL COAST LNDG
Address
MORRO BAY, CA 93442
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 11, 2049
July 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN LUIS OBISPO CA
Property Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Document Number
0000045083
Instrument Date
Jul 18, 2018
Transaction Type
Mortgage
Record Updated
Nov 7, 2018
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
975 HEMINGWAY LN TEMPLETON CA 934653606, TEMPLETON, CA 93465-3606
Mortgage
Document Number
0000045083
Date
Oct 29, 2018
Instrument
45083
Lender
Name
SECRETARY/HSNG & URBAN DEV
Address
451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 28, 2048
July 2018: Loan Modification, Mortgage
Document Type
Loan Modification
Jurisdiction
SAN LUIS OBISPO CA
Property Address
975 HEMINGWAY LN, TEMPLETON, CA 93465-3606
Document Number
0000045082
Instrument Date
Jul 18, 2018
Transaction Type
Mortgage
Record Updated
Nov 7, 2018
Title Company
ATTORNEY ONLY
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
975 HEMINGWAY LN TEMPLETON CA 934653606, TEMPLETON, CA 93465-3606
Mortgage
Document Number
0000045082
Date
Oct 29, 2018
Instrument
45082
Lender
Name
HOME PT FIN'L
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Interest
Rate Type
Fixed Rate
Rate
4.5%
Tax Assessment & Valuation
The 2025 property tax bill for 975 Hemingway Ln was $12,371 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
San Luis Obispo County
Unified School District
Templeton Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$1,101,643 (+2%)Land $334,654Building $766,989
2025
$12,371.00Homeowner's exemption
$1,080,043Land $328,093Building $751,950
2023
$8,742.00 (+10.63%)Homeowner's exemption
$797,971Land $315,353Building $482,618
2022
$7,902.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 975 Hemingway Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 975 Hemingway Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source
Groundwater
Last State Inspection
Nov 2024
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
Surfnet Communications Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Astound Broadband, Ranch Wifi.