975 Harkreader Rd, Mount Juliet, TN 37122 Property Records

Wilson County property record for 975 Harkreader Rd, Mount Juliet, TN 37122

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,760 sqft · built 1982
Lot Size	5.71 acres (248,728 sqft)
Owner	Individual Name on Record
Last Sale	$281,000 (Mar 2015)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095117 02202`

Property Details

APN / Parcel Number

Primary APN	`095117 02202`
Alternative APN	`117 02202`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,760 sqft Living Area
1st Floor Area	1,380 sqft
Upper Floors Area	1,380 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	248,728 sqft (5.71 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	1 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	975 HARKREADER RD
City	MOUNT JULIET
State	TN
Zip	37122-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 24, COUNTY AREA: G99
Legal Subdivision	O G LANE PROP
Legal Lot Number	13
Jurisdiction	WILSON TN
Township / Civil Division	14
Census Block Group	1
Census Block	1008
Census Tract	30905

Owner

Source: Wilson County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	975 HARKREADER RD, MOUNT JULIET, TN 37122-4006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit WILSON BANK & TRUST
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
May 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2015 · Amount on Record
Deed Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	15547926
Deed Book / Page	1633 / 1064
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	975 HARKREADER RD, MOUNT JULIET, TN 37122-4006
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02202/2047
Date	Aug 17, 2022
Book Page	2202/2047
Instrument	22023611

Lender

Name	WILSON BANK & TRUST
Type	Bank
Address	LEBANON, TN 37088

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	975 HARKREADER RD, MOUNT JULIET, TN 37122-4006
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2084/1419
Date	Jun 10, 2021
Book Page	2084/1419
Instrument	21020351

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILSON TN
Property Address	975 HARKREADER RD, MOUNT JULIET, TN 37122-4006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000671776
Date	May 21, 2019
Book Page	1882/0356
Instrument	19671776

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Wilson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Wilson County
Unified School District	Wilson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+7.75%)	$111,425 (+7.81%) Land $40,800 Building $70,625
2023		$103,350 (-) Land $40,800 Building $62,550
2022	$1,973.00	$103,350 Land $40,800 Building $62,550
2021			$445,700 Land $163,200 Building $282,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLADEVILLE UTILITY DISTRICT serves 19,813 people · EPA ID TN0000264
Water Source	Groundwater influenced by surface water
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: TDS Telecom.

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