975 Ferragalli Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 975 Ferragalli Ct, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,274 sqft · built 2000
Lot Size0.18 acres (7,850 sqft)
OwnerIndividual Name on File
Last Sale$1,097,500 (Mar 2024)
Tax Bill$13,782 (2025)
Deeds & MortgagesSep 2024 Mortgage
Sep 2025 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN790-57-029

Property Details

APN / Parcel Number

Primary APN790-57-029

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,274 sqft Living Area
1st Floor Area1,165 sqft
2nd Floor Area1,109 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area7,850 sqft (0.18 acres)
Garage Area657 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address975 FERRAGALLI CT
CityGILROY
StateCA
Zip95020-3217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 9113 LOT 29
Legal Tract9113
Legal Lot Number29
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group3
Census Block3012
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-57-029

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address975 FERRAGALLI CT, GILROY, CA 95020-3217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
THE GOLDEN 1 CU
Sep 25, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
THE GOLDEN 1 CU
Mar 01, 2024Grant Deed, Transfer · Conventional Mortgage
THE GOLDEN 1 CU
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleMar 01, 2024 · Amount on Record
Deed Document Number0025604547
Last Transfer DateSep 25, 2025
Transfer Doc0025874781
Record UpdatedJun 07, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address975 FERRAGALLI CT, GILROY, CA 95020-3217
Transaction TypeMortgage
Record UpdatedOct 02, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 FERRAGALLI CT, GILROY, CA 95020-3217

Mortgage

Document Number0025697356
DateSep 11, 2024
Instrument25697356
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Address8945 CAL CENTER DR, SACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.2%
IndexOther
Max Rate11.2%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateSep 25, 2025
Property Address975 FERRAGALLI CT, GILROY, CA 95020-3217
Document Number0025874781
Map ReferenceMB 716 PG 30
Instrument DateSep 17, 2025
Instrument25874781
Transaction TypeTransfer
Record UpdatedOct 02, 2025
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address975 FERRAGALLI CT, GILROY, CA 95020-3217

Mortgage

Document Number0025874782
DateSep 25, 2025
Instrument25874782
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
IndexOther
Max Rate10.8%

March 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMar 01, 2024
Property Address975 FERRAGALLI CT, GILROY, CA 95020-3217
Document Number0025604547
Map ReferenceMB 716 PG 30
Instrument DateFeb 14, 2024
Instrument25604547
Transaction TypeTransfer
Record UpdatedMar 12, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address975 FERRAGALLI CT, GILROY, CA 95020-3217

Mortgage

Document Number0025604548
DateMar 01, 2024
Instrument25604548
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateMar 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.5%
Max Rate11.5%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address975 FERRAGALLI CT, GILROY, CA 95020-3217
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 FERRAGALLI CT, GILROY, CA 95020-3217

Mortgage

Document Number0024763419
DateDec 24, 2020
Instrument24763419
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2041

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$13,782.00 (+52.15%)$1,119,450 (+54.2%) Land $447,780 Building $671,670
2023$9,058.00 (+1.68%) Homeowner's exemption$725,958 Land $325,865 Building $400,093
2022$8,908.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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