975 E Lobster Trap Ln, Tempe, AZ 85283 Property Records

Maricopa County property record for 975 E Lobster Trap Ln, Tempe, AZ 85283

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,554 sqft · built 1973
Lot Size	0.149 acres (6,486 sqft)
Owner	Company Name on Record
Tax Bill	$2,642 (2025)
Deeds & Mortgages	Jan 2021 Reverse Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`301-02-678`

Property Details

APN / Parcel Number

Primary APN	`301-02-678`
Alternative APN	`301026781`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Wood
Lot Area	6,486 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	975 E LOBSTER TRAP LN
City	TEMPE
State	AZ
Zip	85283-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKES TRACT D3 MCR 152-15
Legal Range	4E
Legal Township	1S
Legal Section	2
Legal Subdivision	LAKES TRACT D3
Legal Tract	D-3
Legal Lot Number	145
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1002
Census Tract	319903

Owner

Source: Maricopa County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	975 E LOBSTER TRAP LN, TEMPE, AZ 85283-1941
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 23, 2004
Transfer Doc	0000082785
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	975 E LOBSTER TRAP LN, TEMPE, AZ 85283-1941
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 E LOBSTER TRAP LN, TEMPE, AZ 85283-1941

Mortgage

Document Number	0000082509
Date	Jan 25, 2021
Instrument	20210082509

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	821 Months
Due	Jun 22, 2089

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	975 E LOBSTER TRAP LN, TEMPE, AZ 85283-1941
Document Number	0000082510
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	975 ELOBSTER TRAP LN TEMPE AZ 85283, TEMPE, AZ 85283

Mortgage

Document Number	0000082510
Date	Jan 25, 2021
Instrument	82510

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Jan 24, 2089

Interest

Rate Type	Adjustable Rate
Rate	2.48%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Tempe City
Elementary School District	Tempe School District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,870 (+77.06%)	$448,700 (+10.3%) Land $89,700 Building $359,000
2025	$2,642.00 (+8.99%)	$25,342 (-41.65%)	$406,800 (-6.33%) Land $81,300 Building $325,500
2024		$43,430	$434,300 Land $86,800 Building $347,500
2023	$2,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPE serves 165,000 people · EPA ID AZ0407100
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on E Lobster Trap Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures