Santa Clara County property record for 975 Curtner Ave, San Jose, CA 95125
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,020 sqft · built 1930 |
| Lot Size | 0.167 acres (7,261 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,288,000 (Dec 2023) |
| Tax Bill | $17,413 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2026 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 439-17-092 |
| Primary APN | 439-17-092 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,261 sqft (0.167 acres) |
| Lot Dimensions | 137 ft deep x 53 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Cooling System | None |
|---|
| Street Address | 975 CURTNER AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | LOT 47 |
| Legal Subdivision | LINCOLN HALF ACRES |
| Legal Lot Number | 47 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 502500 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1355 EL CAMINO REAL, 705, REDWOOD CITY, CA 94063-1749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF SAN FRANCISCO |
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Dec 4, 2023 | Grant Deed, Transfer · Conventional Mortgage BMO BANK NA |
| Jul 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG |
| Jan 31, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on Record |
| Deed Sale | Dec 4, 2023 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Document Number | 202325570586 |
| Prior Transfer Date | Jan 19, 2018 |
| Prior Transfer Doc | 0023859771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Document Number | 0025286182 |
|---|---|
| Date | Apr 19, 2022 |
| Instrument | 25286182 |
| Name | BANK OF SAN FRANCISCO |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Document Number | 0025957592 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 25957592 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1423 RED VENTURES DR # 201, FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Dec 4, 2023 |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Document Number | 0025570586 |
| Instrument Date | Nov 29, 2023 |
| Instrument | 25570586 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 355 EL CAMINO REAL # 705, 705, REDWOOD CITY, CA 94062-1723 |
| Document Number | 0025570587 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 25570587 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.6% |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024227651 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 24227651 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Document Number | 0023913593 |
| Instrument Date | Apr 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 975 CURTNER AVE SAN JOSE CA 951252708, SAN JOSE, CA 95125-2708 |
| Document Number | 0023913593 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 23913593 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 18, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Jan 31, 2018 |
| Property Address | 975 CURTNER AVE, SAN JOSE, CA 95125-2708 |
| Document Number | 0023859771 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 23859771 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 975 CURTNER AVE SAN JOSE CA 951252708, SAN JOSE, CA 95125-2708 |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,681,034 (+27.96%) Land $1,139,029 Building $542,005 | |
| 2025 | $17,413.00 (+6.36%) | $1,313,760 (+87.48%) Land $1,116,696 Building $197,064 |
| 2024 | $16,371.00 (+70.66%) | |
| 2023 | $9,593.00 (+1%) Homeowner's exemption | $700,763 Land $525,500 Building $175,263 |
| 2022 | $9,498.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Mar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Cruzio, GeoLinks, Ridge Wireless, Sail Internet, Sonic Telecom, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures