San Joaquin County property record for 975 Cobalt Dr, Tracy, CA 95377 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,063 sqft · built 1999 |
| Lot Size | 0.136 acres (5,960 sqft) |
| Owner | Individual Name on File |
| Last Sale | $547,500 (Jun 2017) |
| Tax Bill | $7,561 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-180-010-000 |
| Primary APN | 240-180-010-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,063 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,960 sqft (0.136 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 975 COBALT DR |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 99-FM PT OF 240-030-11 PER ALDEN MEADOWS UNIT 1 |
| Legal Subdivision | ALDEN MEADOWS UNIT #2 |
| Legal Block | 2720 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 5212 |
Source: San Joaquin County records · APN 240-180-010-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 975 COBALT DR, TRACY, CA 95377-8649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 09, 2017 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2017 · Amount on Record |
| Deed Sale | Jun 09, 2017 · Amount on Record |
| Prior Sale | Aug 27, 1999 · Amount on Record |
| Deed Document Number | 2017-065740 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 975 COBALT DR, TRACY, CA 95377-8649 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000101255 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2020-101255 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 975 COBALT DR, TRACY, CA 95377-8649 |
| Document Number | 0000001198 |
| Instrument Date | Dec 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | OMAHA TITLE |
| Name | Verified Name |
|---|---|
| Address | 975 COBALT DR TRACY CA 953778649, TRACY, CA 95377-8649 |
| Document Number | 0000001198 |
|---|---|
| Date | Jan 03, 2019 |
| Instrument | 1198 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 09, 2017 |
| Property Address | 975 COBALT DR, TRACY, CA 95377-8649 |
| Document Number | 0000065740 |
| Map Reference | MAP34 PG20 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017-065740 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 975 COBALT DR, TRACY, CA 95377-8649 |
| Document Number | 0000065741 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2017-065741 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Number | 0000065742 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 2017-065742 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,561.00 (+10.11%) | $635,413 (+4.04%) Land $222,248 Building $413,165 |
| 2023 | $6,867.00 (+2.11%) | $610,741 Land $213,619 Building $397,122 |
| 2022 | $6,725.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052123, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 620 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 400 / 80 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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