975 Chestnut Ridge Rd, Manchester (Ballwin), MO 63021 Property Records

St. Louis County property record for 975 Chestnut Ridge Rd, Manchester, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 1,736 sqft · built 1977
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$189,400 (Jul 2014)
Tax Bill$3,927 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24P-14-1263

Property Details

APN / Parcel Number

Primary APN24P-14-1263

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,736 sqft Living Area
Gross Area1,768 sqft
1st Floor Area868 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional
Construction TypeFrame
Foundation TypeRaised
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions45 ft deep x 20 ft wide
View / LotCul-De-Sac
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchStoop
Deck Area130 sqft
Patio Area1,122 sqft
Poultry House32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address975 CHESTNUT RIDGE RD
CityMANCHESTER
StateMO
Zip63021-6978
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code94PRD
Legal DescriptionCOUNTRY LANE WOODS II PLAT 5 LOT PT 117 24P140392 2 8 90
Legal SubdivisionCOUNTRY LANE WOODS II PLAT 5
Legal Lot Number117
JurisdictionST LOUIS MO
Township / Civil DivisionQUEENY
Census Block Group2
Census Block2022
Census Tract218013

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address975 CHESTNUT RIDGE RD, MANCHESTER, MO 63021-6978
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Line of Credit
ARSENAL CU
Dec 16, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2014 · Amount on Record
Deed SaleJul 24, 2014 · Amount on Record
Prior SaleJun 22, 2009 · Amount on Record
Deed Document Number2014166
Deed Book / Page21104 / 19
Prior Transfer DateJul 17, 2014
Prior Transfer Doc0211040022
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address975 CHESTNUT RIDGE RD, MANCHESTER, MO 63021-6978
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyINVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 CHESTNUT RIDGE RD, MANCHESTER, MO 63021-6978

Mortgage

Document Number0249941075
DateJul 16, 2021
Book Page24994/1075
Instrument2021071600158
Lender
NameARSENAL CU
TypeCredit Union
AddressARNOLD, MO 63010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueJun 23, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address975 CHESTNUT RIDGE RD, MANCHESTER, MO 63021-6978
Document Number0245500063
Instrument DateDec 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 CHESTNUT RIDGE RD MANCHESTER MO 630216978, MANCHESTER, MO 63021-6978

Mortgage

Document Number0245500063
DateDec 30, 2020
Book Page024550/000063
Instrument954
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityManchester City
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$60,510 (-) Land $21,260 Building $39,250$318,500 (-) Land $111,900 Building $206,600
2025$3,927.00 (+4.72%)$60,510 (+10.62%) Land $21,260 Building $39,250$318,500 (+10.63%) Land $111,900 Building $206,600
2024$3,750.00 (-0.87%)
2023$3,783.00 (+4.16%)$54,700 (+11.77%) Land $18,620 Building $36,080$287,900 (+11.76%) Land $98,000 Building $189,900
2022$3,632.00$48,940 Land $17,970 Building $30,970
2021$257,600 Land $94,600 Building $163,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Chestnut Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number