Seminole County property record for 975 Chapel St, Oviedo, FL 32765
| Property Type | Day Care, Pre-School |
|---|---|
| Details | 13,422 sqft · built 2018 |
| Lot Size | 2.6 acres (113,526 sqft) |
| Owner | Company Name on File |
| Last Sale | $260,000 (Jul 2016) |
| Deeds & Mortgages | Apr 2024 Construction Loan Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-300-024A-0000 |
| Primary APN | 09-21-31-300-024A-0000 |
|---|---|
| Alternative APN |
|
| Units | 48 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 13,422 sqft Gross Area |
| 1st Floor Area | 13,422 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Material | Composition Shingle |
| Lot Area | 113,526 sqft (2.6 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 512 sqft |
| Porch | Open Porch |
| Porch Area | 2,407 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 975 CHAPEL ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6620 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Day Care, Pre-School |
| Local Zoning Code | C1 |
| Legal Description | SEC 09 TWP 21S RGE 31E BEG INT N R/W CHAPEL ST & W R/W OAK HILL DR RUN N 305.01 FT W 374.30 FT S TO A PT W OF BEG E TO BEG |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 300 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 21314 |
Source: Seminole County assessment roll, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 4, 2024 | Deed of Trust, Mortgage · Construction Mortgage COMMERCE BANK & TRUST |
| Aug 4, 2021 | Deed of Trust, Mortgage CITIZENS BANK OF FLORIDA |
| Apr 13, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jun 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 19, 2017 | Warranty Deed, Transfer · Line of Credit ATLANTIC COAST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on Record |
| Deed Sale | Jul 1, 2016 · Amount on Record |
| Prior Sale | Mar 1, 2012 · Amount on Record |
| Deed Document Number | 201668214 |
| Deed Book / Page | 8718 / 1553 |
| Prior Transfer Date | Mar 28, 2012 |
| Prior Transfer Doc | 0077411099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Document Number | 0106061676 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 10606/1676 |
| Instrument | 2024029808 |
| Name | COMMERCE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WINTER PARK, FL 32789 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1065 ROSEMARY DR, ORLANDO, FL 32807-1382 |
| Document Number | 0100041637 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 10004/1637 |
| Instrument | 2021102298 |
| Name | CITIZENS BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | OVIEDO, FL 32762 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1065 ROSEMARY DR, ORLANDO, FL 32807-1382 |
| Document Number | 0104211841 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 10421/1841 |
| Instrument | 2023033804 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Document Number | 0091440126 |
| Book / Page | 009144 / 000126 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 62205 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 975 CHAPEL ST, OVIEDO, FL 32765-6620 |
| Document Number | 0089351600 |
| Book / Page | 008935 / 001600 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 61270 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1065 ROSEMARY DR ORLANDO FL 328071382, ORLANDO, FL 32807-1382 |
| Document Number | 89351604 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 008935/001604 |
| Instrument | 61272 |
| Name | ATLANTIC COAST BK |
|---|---|
| Type | Bank |
| Address | 4655 SALISBURY RD # 350, JACKSONVILLE, FL 32256-0973 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 18, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $2,351,884 (+9.55%) Land $558,548 Building $1,793,336 | $2,351,884 (+9.55%) Land $558,548 Building $1,793,336 |
| 2023 | Additional exemption filed | $2,146,927 | $2,146,927 Land $485,891 Building $1,661,036 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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