975 Bergen Ave, Ottawa, IL 61350 Property Records

LaSalle County property record for 975 Bergen Ave, Ottawa, IL 61350

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1956
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Trust Names on Record
Last Sale	$140,000 (Oct 2025)
Tax Bill	$5,512 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-14-412-010`

Property Details

APN / Parcel Number

Primary APN	`22-14-412-010`
Alternative APN	`18-14-405-008`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,204 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	975 BERGEN AVE
City	OTTAWA
State	IL
Zip	61350-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HILL SUB OF LTS 4-5-6 & 10 SE1/4 SEC 14-33-3, LT 9 BLK 9
Legal Range	03
Legal Township	33
Legal Section	14
Legal Subdivision	COLLEGE HILL SUB
Legal Block	9
Legal Lot Number	4-9
Jurisdiction	LASALLE IL
Township / Civil Division	SOUTH OTTAWA
Census Block Group	2
Census Block	2011
Census Tract	963500

Owner

Source: LaSalle County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	149979 GOLDENROD RD, RIB MOUNTAIN, WI 54401-6617
Owner Type	Individual
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Intrafamily Transfer, Transfer
Oct 6, 2025	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Deed Document Number	202510620
Last Transfer Date	Jan 16, 2026
Transfer Doc	0202600772
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LASALLE IL
Recording Date	Jan 26, 2026
Property Address	975 BERGEN AVE, OTTAWA, IL 61350-4414
Document Number	0202600772
Map Reference	MB G PG 68
Instrument Date	Jan 16, 2026
Instrument	2026-00772
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149979 GOLDENROD RD, WAUSAU, WI 54401-6617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	149979 GOLDENROD RD, WAUSAU, WI 54401-6617

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Oct 6, 2025
Property Address	975 BERGEN AVE, OTTAWA, IL 61350-4414
Document Number	0202510620
Map Reference	MB G PG 68
Instrument Date	Sep 24, 2025
Instrument	2025-10620
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	975 BERGEN AVE, OTTAWA, IL 61350-4414

Mortgage

Document Number	0202510621
Date	Oct 6, 2025
Instrument	2025-10621

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	South Ottawa Township
Municipality	Ottawa City
Elementary School District	Ottawa Elementary School District 141 (PK - 08)
Secondary School District	Ottawa Township High School District 140 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,512.00 (+19.98%)	$54,736 (+8.5%) Land $8,412 Building $46,324	$164,208 (+8.5%) Land $25,236 Building $138,972
2024	$4,594.00	$50,448 (+8.74%) Land $7,753 Building $42,695	$151,344 (+8.74%) Land $23,259 Building $128,085
2023		$46,393 (+9.53%) Land $7,130 Building $39,263	$139,179 (+9.53%) Land $21,390 Building $117,789
2022		$42,357 Land $9,423 Building $32,934	$127,071 Land $28,269 Building $98,802

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA serves 18,097 people · EPA ID IL0990800
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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