Ramsey County property record for 975 Beech St, Saint Paul, MN 55106
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,474 sqft · built 1889 |
| Lot Size | 0.113 acres (4,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (Dec 2024) |
| Tax Bill | $7,178 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Line of Credit Nov 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-29-22-21-0133 |
| Primary APN | 33-29-22-21-0133 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,474 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Family Room | Family Room |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Shed Roof |
| Lot Area | 4,920 sqft (0.113 acres) |
| Lot Dimensions | 123 ft deep x 40 ft wide |
| View / Lot | Neighborhood / Spot |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 253027 |
|---|---|
| Street Address | 975 BEECH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55106-4501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SCHIFFMANNS SUB OF B109-110 LOT 25 BLK 110 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 33 |
| Legal Subdivision | SCHIFFMANNS SUB OF B109-110 |
| Legal Block | 110 |
| Legal Lot Number | 25 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31701 |
975 Beech St, a duplex, is owned by a company that bought it in December 2024.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 461 ARLINGTON AVE W, SAINT PAUL, MN 55117-3501 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 15, 2021 | Warranty Deed, Transfer · Line of Credit FRANDSEN BANK & TRUST |
| Nov 18, 2020 | Warranty Deed, Transfer WEST TITLE COMPANY, WEST TITLE CO |
| Feb 6, 2019 | Loan Modification, Mortgage · FHA Mortgage US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2024 · Amount on File |
| Deed Sale | Dec 30, 2024 · Amount on File |
| Prior Sale | Oct 15, 2021 · Amount on File |
| Deed Document Number | 20245050684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Oct 15, 2021 |
| Property Address | 975 BEECH ST, SAINT PAUL, MN 55106-4501 |
| Document Number | 0A04913434 |
| Instrument Date | Aug 10, 2021 |
| Instrument | A04913434 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | WEST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7204 W 27TH ST STE 224, 224, SAINT LOUIS PARK, MN 55426-3113 |
| Investor | Possibly a Property Investor |
| Document Number | 0A04913435 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | A04913435 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 5, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 18, 2020 |
| Property Address | 975 BEECH ST, SAINT PAUL, MN 55106-4501 |
| Document Number | 0004846179 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 4846179 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | WEST TITLE COMPANY, WEST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 HIGHLAND DR MILBANK SD 572523616, MILBANK, SD 57252-3616 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 975 BEECH ST, SAINT PAUL, MN 55106-4501 |
| Document Number | 0004751133 |
| Instrument Date | Feb 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 975 BEECH ST ST PAUL MN 551064501, ST PAUL, MN 55106-4501 |
| Document Number | 0004751133 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 4751133 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 975 Beech St was $7,178.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,000 Land $24,800 Building $266,200 | $291,000 Land $24,800 Building $266,200 | |
| 2025 | $7,178.00 | ||
| 2023 | $6,498.00 | $270,100 Land $12,900 Building $257,200 | $270,100 Land $12,900 Building $257,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 975 Beech St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 975 Beech St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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