Macon County property record for 975 Bear Rd, Decatur, IL 62522
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1977 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-24-101-006 |
| Primary APN | 06-11-24-101-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| 1st Floor Area | 1,508 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Account Number | 061124101006 |
|---|---|
| Street Address | 975 BEAR RD |
| City | DECATUR |
| State | IL |
| Zip | 62522-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | PT NE1/4 NW1/4 NW1/4 BEG SE COR W219 N219.93 E192.45 TO W LI OF RD S ALG RD 46.12 E20 TO E LI S173.38 TO POB |
| Legal Range | 01E |
| Legal Township | 16N |
| Legal Section | 24 |
| Jurisdiction | MACON IL |
| Township / Civil Division | HARRISTOWN |
| Census Block Group | 5 |
| Census Block | 5077 |
| Census Tract | 2800 |
975 Bear Rd is owned and occupied by an individual.
Source: Macon County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 BEAR RD, DECATUR, IL 62522-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 975 BEAR RD, DECATUR, IL 62522-9502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MACON COUNTY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 4573/388 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 4573/388 |
| Instrument | 1921485 |
| Name | PRAIRIE STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MT ZION, IL 62549 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 63 Months |
| Due | Oct 1, 2022 |
| Rate | 4.65% |
|---|
The 2025 property tax bill for 975 Bear Rd was $1,261 with exemptions applied.
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Harristown Township |
| Unified School District | Sangamon Valley Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 | $39,804 Land $4,221 Building $35,583 | $119,424 Land $12,664 Building $106,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 975 Bear Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1995) |
| Most Recent Claim | Jun 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 975 Bear Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures