975 Ashburn Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 975 Ashburn Dr, Spring Creek, NV 89815

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 2013
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Apr 2026)
Tax Bill	$4,473 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`074-005-011`

Property Details

APN / Parcel Number

Primary APN	`074-005-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,664 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,664 sqft
Interior Walls	Concrete

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	176,854 sqft
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	975 ASHBURN DR
City	SPRING CREEK
State	NV
Zip	89815-5425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	TRACT 109 SPRING CREEK CORPORATION FILE 72209
Legal Subdivision	SPRING CREEK TRACT 109
Legal Tract	109
Legal Block	5
Legal Lot Number	11
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2068
Census Tract	951404

Owner

975 Ashburn Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Elko County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU
Apr 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY OF NEVADA
Feb 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 22, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Deed Document Number	2026863938
Prior Transfer Date	Feb 4, 2020
Prior Transfer Doc	0000765001
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425

Mortgage

Document Number	0000856019
Date	Oct 15, 2025
Instrument	856019

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	7 Months
Due	Apr 30, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Apr 30, 2026
Property Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425
Document Number	0000863938
Instrument Date	Apr 29, 2026
Instrument	2026.863938
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY OF NEVADA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425

Mortgage

Document Number	0000863939,
Date	Apr 30, 2026
Instrument	2026.863939

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Feb 5, 2020
Property Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425
Document Number	0000765001
Instrument Date	Feb 4, 2020
Instrument	765001
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	975 ASHBURN DR SPRING CREEK NV 898155425, SPRING CREEK, NV 89815-5425

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Nov 22, 2019
Property Address	975 ASHBURN DR, SPRING CREEK, NV 89815-5425
Document Number	0000762548
Instrument Date	Sep 9, 2003
Instrument	762548
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1054 S APPALOOSA LN YUMA AZ 853643362, YUMA, AZ 85364-3362

Tax Assessment & Valuation

The 2026 property tax bill for 975 Ashburn Dr was $4,473, up 6.6% from the year before.

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,473.00 (+6.6%)	$168,796 (-1.43%) Land $21,700 Building $147,096	$482,274 (-1.43%) Land $62,000 Building $420,274
2025	$4,196.00 (+2.99%) Widower's exemption	$171,250 Land $21,700 Building $149,550	$489,286 Land $62,000 Building $427,286
2024	$4,074.00 (+9.93%)
2023	$3,706.00 (+7.98%)	$150,531 (+16.01%) Land $11,200 Building $139,331	$430,089 (+16.01%) Land $32,000 Building $398,089
2022	$3,432.00	$129,757 Land $11,200 Building $118,557	$370,734 Land $32,000 Building $338,734

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 975 Ashburn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 975 Ashburn Dr is extreme, ranking above 97.7% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 92% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT BASIN WATER CO SPRING CREEK MHP private · serves 3,640 people · EPA ID NV0005027
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
White Cloud Communications Fixed Wireless	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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