Indian River County property record for 975 4th Ln, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,513 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Aug 2026) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00017-0002-00016.0 |
| Primary APN | 33-39-13-00017-0002-00016.0 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,513 sqft Living Area |
| Gross Area | 2,237 sqft |
| 1st Floor Area | 1,513 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 142 ft deep x 77.5 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 810 sqft |
| Porch | Patio |
| Porch Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 975 4TH LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINECREST UNIT NO 3 BLK B LOT 16 PBI 11-74 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 13 |
| Legal Subdivision | PINECREST SUB UNIT 3 |
| Legal Block | B |
| Legal Lot Number | 16 |
| Legal Unit | NO |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 50602 |
975 4th Ln is owned and occupied by an individual who bought it in August 2026.
Source: Indian River County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 975 4TH LN, VERO BEACH, FL 32962-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Apr 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Apr 25, 2022 · Amount on File |
| Deed Document Number | 202641674 |
| Deed Book / Page | 3885 / 2087 |
| Prior Transfer Date | Mar 10, 2014 |
| Prior Transfer Doc | 0027571964 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 31, 2026 |
| Property Address | 975 4TH LN, VERO BEACH, FL 32962-1586 |
| Document Number | 0000041674 |
| Book / Page | 3885 / 2087 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202641674 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | SUPREME TITLE SOLUTIONS LLC, SUPREME TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215,635.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 975 4TH LN, VERO BEACH, FL 32962-1586 |
| Document Number | 0000041675, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 202641675 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Apr 25, 2022 |
| Property Address | 975 4TH LN, VERO BEACH, FL 32962-1586 |
| Document Number | 0035340131 |
| Book / Page | 3534 / 131 |
| Map Reference | MB 11 PG 74 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 3120220026393 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | OCEANSIDE TITLE AND ESCROW, OCEANSIDE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,149.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9901 PENN AVE S # S322, 9901, MINNEAPOLIS, MN 55431-2964 |
| Name | Verified Name |
|---|---|
| Address | 975 4TH LN, VERO BEACH, FL 32962-1586 |
| Document Number | 0003534133 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 3534/133 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 975 4th Ln was $3,337 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 Homeowner's exemption | $248,727 Land $28,707 Building $220,020 | $248,727 Land $28,707 Building $220,020 |
| 2023 | $2,977.00 (+179.79%) | $240,844 (+132.3%) Land $28,707 Building $212,137 | $240,844 (+13.88%) Land $28,707 Building $212,137 |
| 2022 | $1,064.00 | $103,676 | $211,485 Land $28,707 Building $182,778 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 975 4th Ln in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1995–2017) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 975 4th Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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