975 3rd St, Missoula, MT 59802 Property Records

Missoula County property record for 975 3rd St, Missoula, MT 59802

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,718 sqft · built 1955
Lot Size	0.149 acres (6,490 sqft)
Owner	Individual Name on Record
Last Sale	$532,000 (Jun 2023)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0460543`

Property Details

APN / Parcel Number

Primary APN	`R0460543`
Alternative APNs	`04-2201-16-4-03-07-0000` `0001410907` `1410907`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	1,814 sqft
1st Floor Area	1,718 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	270 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0001410907
Street Address	975 3RD ST
City	MISSOULA
State	MT
Zip	59802-5707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RIVERSIDE, S16, T13 N, R18 W, BLOCK 3, LOT 9
Legal Range	18W
Legal Township	13N
Legal Section	16
Legal Subdivision	WEST RIVERSIDE
Legal Block	3
Legal Lot Number	9
Jurisdiction	MISSOULA MT
Township / Civil Division	MISSOULA
Census Block Group	2
Census Block	2007
Census Tract	1401

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	975 3RD ST, MISSOULA, MT 59802-5707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEARWATER FCU
May 23, 2018	Deed of Trust, Mortgage MISSOULA FCU
Aug 1, 2017	Quit Claim Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Aug 12, 2009 · Amount on Record
Deed Document Number	20237015
Deed Book / Page	1089 / 1308
Prior Transfer Date	Aug 7, 2009
Prior Transfer Doc	0009830576
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 28, 2023
Property Address	975 3RD ST, MISSOULA, MT 59802-5707
Document Number	0010891308
Book / Page	1089 / 1308
Instrument Date	Jun 28, 2023
Instrument	202307015
Transaction Type	Transfer
Record Updated	Jul 14, 2023
Title Company	TITLE SERVICES, INC., TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 3RD ST, MISSOULA, MT 59802-5707

Mortgage

Document Number	0202307016
Date	Jun 28, 2023
Instrument	202307016

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	975 3RD ST, MISSOULA, MT 59802-5707
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010530444
Date	Apr 9, 2021
Book Page	1053/444
Instrument	202109114

Lender

Name	CLEARWATER FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	975 3RD ST, MISSOULA, MT 59802-5707
Document Number	0009970526
Instrument Date	May 23, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	975 3RD ST MISSOULA MT 598025707, MISSOULA, MT 59802-5707

Mortgage

Document Number	0009970526
Date	May 31, 2018
Book Page	000997/000526
Instrument	8710

Lender

Name	MISSOULA FCU
Type	Credit Union
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 30, 2033

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MISSOULA MT
Recording Date	Aug 1, 2017
Property Address	975 3RD ST, MISSOULA, MT 59802-5707
Document Number	0009830576
Book / Page	000983 / 000576
Instrument Date	Aug 7, 2009
Instrument	14718
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 291 MILLTOWN MT 598510291, MILLTOWN, MT 59851-0291

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Bonner Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,365 (-) Land $58,975 Building $238,390	$297,365 (-) Land $58,975 Building $238,390
2025	$2,040.00 (-32.94%)	$297,365 (+7.22%) Land $58,975 Building $238,390	$297,365 (+7.22%) Land $58,975 Building $238,390
2024	$3,042.00 (-1.78%)
2023	$3,097.00	$277,335	$277,335 Land $59,075 Building $218,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 48% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISSOULA WATER serves 68,200 people · EPA ID MT0000294
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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