975 16th St, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 975 16th St, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,076 sqft · built 1984
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jun 2020)
Tax Bill	$3,122 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-3253-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-3253-1`
Alternative APNs	`01-28-15-88560-100-0100` `281501885601000100` `152801885601000100` `R1876`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,320 sqft
1st Floor Area	1,076 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1876
Street Address	975 16TH ST
City	PALM HARBOR
State	FL
Zip	34683-4516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SUTHERLAND, TOWN OF BLK 100, LOT 1
Legal Range	15E
Legal Township	28S
Legal Section	1
Legal Subdivision	SUTHERLAND, TOWN OF
Legal Tract	88560
Legal Block	100
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2014
Census Tract	27207

Owner

975 16th St is owned and occupied by an individual who bought it in June 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	975 16TH ST, PALM HARBOR, FL 34683-4516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	May 16, 2016 · Amount on File
Deed Document Number	2020186462
Deed Book / Page	21047 / 1817
Prior Transfer Date	Mar 1, 2004
Prior Transfer Doc	0000102782
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 22, 2020
Property Address	975 16TH ST, PALM HARBOR, FL 34683-4516
Document Number	0210471817
Book / Page	021047 / 001817
Instrument Date	Jun 19, 2020
Instrument	186462
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	GUARDIAN TITLE/FL W COAST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	975 16TH ST PALM HARBOR FL 346834516, PALM HARBOR, FL 34683-4516

Mortgage

Document Number	210471818
Date	Jun 22, 2020
Book Page	021047/001818
Instrument	186463

Lender

Name	PREFERRED LENDING SERVICES LLC
Type	Bank
Address	TAMPA, FL 33647

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 975 16th St was $3,122 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,122.00 Homeowner's exemption	$210,293	$298,898 Land $122,282 Building $176,616
2023	$2,889.00 (+3.18%) Homeowner's exemption	$198,414 (+3%)	$258,640 (+5.69%) Land $132,029 Building $126,611
2022	$2,800.00 Homeowner's exemption	$192,635	$244,719 Land $138,021 Building $106,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 975 16th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 975 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20