9749 Cactus St, #55, Lakeside, CA 92040 Property Records

San Diego County property record for 9749 Cactus St, #55, Lakeside, CA 92040

Property Summary

Property Type	Mixed Use Store/Office
Details	5,460 sqft · built 1973
Lot Size	0.375 acres (16,355 sqft)
Owner	Company Name on Record
Last Sale	$2,250,000 (Jan 2022)
Tax Bill	$17,232 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`394-151-59-00`

Property Details

APN / Parcel Number

Primary APN	`394-151-59-00`
Alternative APN	`3941515200`

Interior

Building Area	5,460 sqft Total Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	16,355 sqft (0.375 acres)

Location & Zoning

Old Parcel Number	3941515200
Street Address	9749 CACTUS ST, 55
City	LAKESIDE
State	CA
Zip	92040-4117
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	C36
Legal Description	BLK 5 LOTS 3 THRU 5 DOC72-013570&89-206797 IN ST CLSD&IN TR 000353
Legal Subdivision	LAKESIDE
Legal Tract	000353
Legal Block	5
Legal Lot Number	3-5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4011
Census Tract	16804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9749 CACTUS ST, LAKESIDE, CA 92040-4117
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Grant Deed, Transfer · Commercial Mortgage ZB NA
Aug 30, 2018	Quit Claim Deed, Transfer CALIFORNIA BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Prior Sale	Aug 12, 2008
Deed Document Number	20226808
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0000432094
Record Updated	Sep 20, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 5, 2022
Property Address	9749 CACTUS ST # 55, 55, LAKESIDE, CA 92040-4117
Document Number	0000006808
Map Reference	MAP 353
Instrument Date	Nov 3, 2021
Instrument	2022-0006808
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY-C/I, CHICAGO TITLE CO COM DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9749 CACTUS ST # 55, 55, LAKESIDE, CA 92040-4117

Mortgage

Document Number	0000006809
Date	Jan 5, 2022
Instrument	2022-0006809

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000006812
Date	Jan 5, 2022
Instrument	2022-0006812

Lender

Name	FINCH FAMILY TRUST
Type	Private Party
Address	11320 CRAZY HORSE DR, LAKESIDE, CA 92040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	9749 CACTUS ST # 55, 55, LAKESIDE, CA 92040-4117
Document Number	0000358643
Instrument Date	Aug 27, 2018
Instrument	358643
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	11320 CRAZY HORSE DR LAKESIDE CA 920401205, LAKESIDE, CA 92040-1205

Mortgage

Document Number	358644
Date	Aug 30, 2018
Instrument	358644

Lender

Name	CALIFORNIA BK&TR
Type	Bank
Address	2775 VIA DE LA VALLE, DEL MAR, CA 92014-1921

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,338,965 (+2%) Land $689,507 Building $649,458
2025	$17,232.00 (+2.61%)	$1,312,712 (+4.04%) Land $675,988 Building $636,724
2024	$16,794.00 (+3.78%)
2023	$16,182.00 (+32.42%)	$1,261,740 Land $649,740 Building $612,000
2022	$12,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon, Wyyerd Connect.

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